What does civil servant health insurance mean

Civil servant medical insurance is the medical insurance that civil servants enjoy. Civil servants are those recruited by state organs, institutions and other administrative organs. Compared to other general population health insurance, civil servant health insurance has a higher reimbursement rate and more favorable treatment, usually more than 90% reimbursement rate, even involving full reimbursement of medical expenses. In addition, civil servants' health insurance can also enjoy a number of special services such as priority medical treatment, special diseases and medical subsidies.

The basic medical insurance fee for civil servants' health insurance is composed of both government allocations and individual civil servants' contributions***. The percentage of individual contribution is generally higher than others because the government allocation is also higher. The civil servants' health insurance is controlled by the government, and the rules are more strict. The civil servants' health insurance fund is also independent of other medical insurance funds, so its operation is more stable.

In the long run, civil service health insurance has the advantage of a fixed staff composition and relatively poor staff mobility, so the tax revenue is utilized more efficiently and difficult to tamper with. The implementation of civil service health insurance has played an important role in ensuring that civil servants are motivated to work and create a favorable working environment.