Rural residents can not be adjusted upward after the payment of pension insurance payment standard

There is no legal system to guarantee the upward adjustment of pensions, the urban and rural residents' pension insurance system has been developed for a short period of time, the urban and rural residents' pension insurance contribution grades have not been adjusted upward year by year, and the urban and rural residents' awareness of participation in insurance is relatively weak.

The country has established a basic pension adjustment mechanism for retired workers, and Article 18 of the Social Insurance Law stipulates that the level of basic pension insurance benefits should be raised in a timely manner in accordance with the growth of the average wage of employees and price increases. Data from the National Bureau of Statistics show that China's economy has consistently maintained positive growth in recent years, and prices and income levels have risen year by year, so that provinces and cities should have adjusted the basic pensions of retired workers year by year in accordance with the law. However, the urban and rural residents pension treatment has not established a national unified treatment adjustment mechanism, at present, only some provinces and cities to establish the normal adjustment mechanism of pensions, urban and rural residents from January each year will be adjusted upward by 5-20 yuan of the monthly basic pension standard, although the amount of money increase is not much, but there is better than nothing, and the remaining provinces and cities do not have the enforcement of laws and policies, it is difficult to ensure that urban and rural residents can be upwardly adjusted for the treatment of the recipients of pensions year by year. In 2009, China established for the first time a new rural social pension insurance system, in 2011 the establishment of urban residents social pension insurance system, in 2014 the integration of the formation of urban and rural residents pension insurance system, the system is still in the process of development and improvement, the treatment adjustment method is in the exploration stage. The Ministry of Human Resources and Social Affairs clearly mentioned in the development plan for the next five years that it will fully implement the mechanism for determining the basic pension insurance treatment for urban and rural residents and normal adjustment of the basic pension, and gradually increase the basic pension standard for urban and rural residents. Therefore, farmers and friends should wait patiently, before 2025, urban and rural residents' pensions are expected to establish a normal adjustment mechanism. Thereafter, they will be able to enjoy the pension increase year by year. Employee social security contribution base and the previous year's social wage is linked, with the economic growth, social wage increase, almost every year the upper and lower limits of the social security contribution base are adjusted, the pressure of the insured person's contribution increases year by year, if not corresponding to the retiree year by year increase in the basic pension, it will hit the insured person's motivation to pay, more and more people give up to participate in the insurance or shorten the social security contribution period, the old age pension is not enough to cover the expenses, will undoubtedly Accelerate the bankruptcy of the system, while the urban and rural residents' pension insurance is to reduce the fees by annual grades, during the contribution period, the contribution grade can be raised, lowered, or remain unchanged, and cannot ensure that the pension insurance fund has a continuous input of funds, and the fund's ability to pay is relatively weak, then it is impossible to ensure that the pension benefits are adjusted upward year by year. First of all, affected by the traditional sense of raising children to prevent old age and saving money to prevent old age, China's urban and rural residents do not have a high incentive to pay pension insurance, secondly, urban and rural residents need to pay enough pension insurance for 15 years, after the age of 60 years old to receive a pension, social security return cycle is longer, and there are a lot of uncertainties, the objective operation of which leads to a reduction in the incentive for the residents to pay the contributions, and lastly, many farmers have the misunderstanding of the contribution, that if the contribution Lastly, many farmers have the misconception that if they pay the contributions or do not receive back the capital on the death, pension insurance premiums are equal to pay in vain, all these factors have led to China's urban and rural residents to participate in the insurance awareness is relatively weak, the majority of people are not willing to pay more, long payment, pension insurance fund gap, it is difficult to adjust the basic pension in accordance with the high standard of the urban and rural residents treatment recipients year after year.