Do I have to pay medical insurance every month?

Not necessarily. If you choose to pay monthly, medical insurance is naturally paid every month; If you choose to pay by year, you don't need to pay medical insurance every month. What everyone needs to pay attention to is that if you need to pay medical insurance every month, it will be broken if you don't pay medical insurance on time for one month.

Social security can generally be divided into employee social security, resident social security and flexible employment social security. If it is employee social security, it is paid monthly, and medical insurance is naturally paid monthly. If it is social security for residents, it is usually paid once a year, so medical insurance does not need to be paid every month. As for flexible employment social security, usually the insured can choose to pay monthly or yearly. If you choose to pay monthly, medical insurance is naturally paid every month; If you choose to pay by year, you don't need to pay medical insurance every month. If you need to pay medical insurance every month, if you don't pay medical insurance on time for one month, you will be cut off.

Once the medical insurance is paid off, the insured can no longer enjoy the basic medical insurance benefits. Only by renewing the insurance can we continue to enjoy the basic medical insurance benefits. However, if you go to the hospital for treatment due to illness during the suspension of payment, the medical expenses incurred will have to be borne by yourself, and even if you continue to pay medical insurance, you will not be reimbursed.

legal ground

People's Republic of China (PRC) social insurance law

Twenty-third employees should participate in the basic medical insurance for employees, and the employer and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Thirty-second individuals across the overall regional employment, the basic medical insurance relationship with my transfer, the cumulative payment period.