How long can Chengdu medical insurance be reimbursed?

At present, gay men need to pay 25 years of medical insurance, and lesbians need to pay 20 years. When they reach retirement age, they can enjoy the treatment of reimbursement of medical expenses with the approval of the relevant labor departments.

Well, the minimum payment period of endowment insurance is 180 months, which is 15 years. You can give more, and then you can get more. At the same time, the pension insurance can accumulate payment years, that is, intermittent payment is allowed.

Medical insurance needs at least 25/30 years. When you reach retirement age, you can apply for pension benefits and medical reimbursement (as long as the fee is renewed, it is also possible at ordinary times).

The current retirement age is 60 for men and 55 for women. Of course, under special circumstances such as engaging in high-risk work and losing the ability to work, you can apply for early retirement and receive pension benefits.

As long as you don't pay it, you will be eligible for medical insurance hospitalization next month.

When you reach retirement age, you can apply for medical insurance retirement benefits after participating in medical insurance for 30 years (25 years for women). If the number of years is not enough, you can pay it in one lump sum, and then you don't have to pay it.

How much does it cost to pay back the money to the medical insurance card every month-

Personal account funds are divided according to the age, on-the-job and retirement of employees and retirees, and are included monthly in an insurance year.

(1) All the basic medical insurance premiums paid by employees are included in personal accounts;

(2) The basic medical insurance premium paid by the insured unit includes the following standards:

(1) For employees under 35 years of age (including 35 years of age), the payment base is1.1%;

② Employees aged over 35 to 45 (including 45) are included in the payment base1.4%;

(3) Employees over the age of 45 shall pay according to their own payment base 1.7%.

(four) retirees under 70 years old (including 70 years old), according to my last year's average monthly retirement fee of 4.8%;

⑤ Retirees over 70 years old are included in the monthly average retirement fee of 5. 1% in the previous year.

If there is no monthly average retirement fee in the previous year, it will be included based on the monthly average retirement fee of this year; If there is no monthly average retirement fee this year, it will be included as the base.

If the retirement fee is lower than 80% of the average monthly salary of employees in the whole city in the previous year, it will be included with 80% as the base.

Do you want to ask about health insurance after retirement? If so, according to the current policy, men who have paid pension insurance for 30 years before retirement and medical insurance for 10 years can enjoy employee medical insurance benefits after retirement. If you are of working age and have money in your medical insurance account for 3 months, you can enjoy serious illness allowance after 6 months!

Employees of state-owned enterprises were laid off in 2004. Since then, the old-age insurance has been paid by myself, and the medical insurance has not been paid. Retired in 2007 (38 years of service), and paid the unpaid medical insurance premiums from 2004 to 2008 in 2008.

You can enjoy reimbursement if you have participated in medical insurance for half a year or more, but you need to continue to pay for 25/30 years if you want to continue to enjoy reimbursement after retirement.

Medical insurance reimbursement is carried out in proportion, generally floating around 70%. The proportion and amount of reimbursement are related to their own examination and medication, medical level and other factors. For example, it is clear that Class A drugs can enjoy full coverage, Class C drugs need to bear all the costs, and Class B drugs will report 80% and bear 20% of the costs.

Someone spent a total of 9000 yuan on medical expenses, and the reimbursement formula is as follows: (9000-500 "deductible"-self-paid medicine) *70%. If self-funded drugs account for a large proportion, there is not much amount to be reimbursed.

In addition, it is also important to go to designated medical institutions for medical treatment.

It is best to seek medical treatment at the place of purchase, and it is not supported to seek medical treatment elsewhere. You need to obtain the approval of the local medical management agency before you can seek medical treatment.

I come from Hefei. I paid medical and pension expenses last year. I wonder how many years I can stop paying for medical expenses. Is it necessary to pay for retirement at the age of 50? Is it possible to pay the pension after 15 and pay more money after retirement?

Normal retirement: 60-year-old male, 55-year-old female cadre and 50-year-old female worker.

Early retirement for jobs with special disabilities: 55 years old for men and 45 years old for women.

Pension: accumulated length of service 15 years or more.

Medical treatment: male for more than 25 years, female for more than 20 years.

The more you give, the more you gain.

How many years should I pay the basic medical insurance continuously before I can continue to enjoy medical treatment when I retire?

Answer: 1. If the basic medical insurance premium has been paid 15 years according to the Interim Measures for the Basic Medical Insurance for Urban Workers in Chengdu, the basic medical insurance premium will not be paid when the statutory retirement age is reached. According to the second paragraph of Article 12 of the Detailed Rules for the Implementation of the Basic Medical Insurance for Urban Employees in Chengdu, if individual industrial and commercial households and freelancers in cities and towns reach the statutory retirement age and the accumulated payment period of basic medical insurance is less than 15 years, they should continue to pay the fees according to the regulations, so that the accumulated payment period can reach 15 years.

After the employee and the employer terminate the labor relationship and engage in individual labor, if the individual continues to participate in medical insurance, the original employer shall pay the basic medical insurance period according to the provisions of the Interim Measures for the Basic Medical Insurance for Urban Employees in Chengdu, which shall be combined with the basic medical insurance payment period after the termination of the labor relationship.

2. Employees who leave state-owned or collective units (including enterprises, party and government organs and institutions) due to bankruptcy, restructuring, institutional reform, etc., and become individual industrial and commercial households or freelancers after providing original valid certificates (including files, termination of labor relations, etc.), should continue to pay fees according to the provisions of the Interim Measures for the Basic Medical Insurance for Urban Employees in Chengdu before going through retirement procedures. According to the Interim Measures of Chengdu Municipality on the Basic Medical Insurance for Urban Workers, continuous payment is not subject to the restrictions stipulated in Article 1 above. From the month following the retirement formalities, I will no longer pay fees and enjoy medical insurance benefits according to the provisions of the Interim Measures until my death; Those who fail to pay or interrupt the payment before going through the retirement formalities can enjoy the treatment stipulated in this article only after paying the medical insurance premium (including interest and late payment fee) according to the regulations.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.