20 17 what are the policies for rural endowment insurance?

20 17 rural endowment insurance specific policies are as follows

1. Payment standard: those who participate in the new rural social endowment insurance need to pay the endowment insurance premium according to the regulations.

At present, the payment standard is set at 12, which are 100 yuan per year, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1500 yuan and 2000 yuan respectively.

The people's governments of all provinces (autonomous regions and municipalities) may add payment grades according to local actual conditions. In principle, the highest payment grade standard cannot exceed the annual payment of local flexible employees to participate in the basic old-age insurance for employees.

Ministry of Human Resources and Social Security will, together with the Ministry of Finance, adjust the payment grade standards in a timely manner according to the income growth of urban and rural residents.

Insured people can choose their own grades to pay, and pay more.

Second, the standard of rural old-age insurance Rural old-age insurance = basic pension+personal account pension, in which the basic pension is subsidized by the government, and the subsidy standards are as follows:

(1) According to the above payment standards, the monthly subsidy standards for different payment grades are: 1st grade 15 yuan, 2nd grade 35 yuan, 3rd grade 50 yuan, 4th grade 60 yuan, 5th grade 70 yuan, 6th grade 75 yuan and 7th grade 80 yuan.

(2) According to the monthly subsidy standard of collective economic organizations, the first file is 5 yuan, the second file is 10 yuan, the third file is 20 yuan, the fourth file is 25 yuan, the fifth file is 30 yuan, the sixth file is 35 yuan, and the seventh file is 40 yuan.

(3) The cumulative government subsidy shall not exceed 265,438 yuan +0.600 yuan per person.

Three, personal account pension payment standard is:

Total deposit in personal account139.

For example, suppose Uncle Zhang is 50 years old and his contribution level is 500 yuan every year. When he was 60 years old, he had paid 10 years, so when Uncle Zhang retired, his monthly pension payment standard was equal to (500 yuan +30 yuan) × 10 years/139+55 yuan =93 yuan.

Extended data:

First, the insured person enjoys subsidies from the 30 yuan Municipal Government every year.

In the past, government subsidies were targeted at special groups, but the scope of subsidies in the new old-age insurance policy for urban and rural residents has been greatly expanded to include ordinary insured persons. The insured payment personnel shall be subsidized by 30 yuan per person per year.

According to the relevant person in charge of the Human Resources and Social Security Bureau: "Among them, for the insured persons aged 65, 438+06 and under 60, on the basis of individual contributions, each person subsidizes 30 yuan every year, and the subsidies are directly deposited into personal accounts and cannot be used to deduct the payment; For those who are over 60 years old and voluntarily choose a one-time payment, according to the one-time payment period, each person will also be given a 30 yuan subsidy every year, but the payment can be deducted. "

The person in charge said that the subsidy involved more than 4 million eligible ordinary insured persons, with the aim of improving individual pension insurance benefits. The treatment of special people can be enjoyed repeatedly.

Second, zero compensation insurance.

According to the new policy, before 3 1 August this year, urban and rural residents who have reached the age of 60 can receive the basic pension on a monthly basis, with the standard of 80 yuan per person per month, which is higher than the national standard of 55 yuan per person per month.

"In the past, all kinds of old-age insurance policies had to pay insurance premiums for a certain period of time, but in the future, it may not be necessary to participate in the social endowment insurance for urban and rural residents in our city." The person in charge said, but it is also conditional for the elderly over 60 to enjoy the basic pension without paying. Their children who meet the conditions of insurance must pay according to the new policy, and those who have participated in other social endowment insurance are regarded as payment.

At the same time, eligible elderly people can voluntarily choose to pay the old-age insurance premium in one lump sum according to the three grades of 40 yuan, 60 yuan and 90 yuan each month. In this way, they can not only receive the basic pension in 80 yuan on a monthly basis, but also receive the personal account pension according to the selected grades, and the level of pension benefits will be greatly improved.

Third, reduce the level of payment

It is understood that the national new rural social endowment insurance divides the annual payment standard into five grades, namely: 100 yuan, 200 yuan, 300 yuan, 400 yuan and 500 yuan.

Old-age insurance for urban and rural residents in Chongqing originally had only four payment grades: 200 yuan, 400 yuan, 600 yuan and 900 yuan. In order to meet the national standards and meet the needs of the insured with low economic income, the new policy adds the minimum payment grade 100 yuan.

The person in charge said that 600 yuan and 900 yuan, which are higher than the national standards, are retained to encourage overpayment and pay more, and lay a foundation for gradually narrowing the treatment gap between the various pension insurance systems.

Fourth, cancel the payment period.

According to the new policy, people under the age of 45 must pay for 15 years, while people aged 45-59 no longer need to set a minimum payment period, and they only need to pay annually before they can receive a monthly pension at the age of 60. (15/139 personal account total) =248 yuan.

In this policy, the unit payment of government subsidies corresponding to the basic old-age insurance for urban workers is fair, and the sociality of social old-age insurance is also reflected.

Baidu encyclopedia-rural endowment insurance