Do I have to go to the bank to activate the social security card before I can use it?

Legal analysis: the social security card can only be used after it is activated, but it does not have to be activated in the bank. Social security card has two accounts, namely: social security account and financial account. If you don't need a financial account, you can activate it directly at the pharmacy. After you get a new medical insurance card, you can take your ID card and medical insurance card to a nearby designated medical insurance hospital or pharmacy to activate the new card, or you can activate it at the bank. In some areas, medical insurance cards need to be activated in the bank before they can be used. Just bring your medical insurance card and ID card to the designated bank for activation. The insured person needs to activate the social security card within half a year after receiving it, otherwise the original medical insurance card will be restricted and the social security card cannot be used without activation. There are two ways to activate the social security card: 1. Online processing; 2. Offline dot activation: 1. The insured person carries the original social security card and ID card to the bank outlet where the social security card is processed for activation, and the bank staff will help the user complete it. After activation, you can use the medical insurance account; 2. Using the social security card in the designated medical insurance hospital can also directly activate the social security card function. When the designated medical institutions use the social security card for the first time, they can open the social security card function by handling registration services such as hospitalization, registration and outpatient service. 3. You can insert a social security card to buy medicine at the designated pharmacy of medical insurance cooperation, and directly enable social security card consumption. After getting the social security card, the insured person needs to complete the activation within 300 days, otherwise the social security card will be lost, or he can entrust others to handle it at a designated bank. Entrustment requires a power of attorney and the identity card of the insured. The situation in each region may be different. If you encounter any problems in activating the social security card, it is recommended to contact the local social security bureau, subject to the local actual regulations. According to relevant laws and regulations, when individuals encounter problems in social insurance, social insurance agencies need to provide social insurance consultation and other related services to individuals.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.