New policy of social security bureau's endowment insurance

Legal analysis: First, the endowment insurance fund for urban residents is mainly composed of individual contributions and government subsidies.

(1) individual payment. Urban residents who participate in endowment insurance for urban residents shall pay endowment insurance premiums according to regulations. At present, the payment standard is set at 100 yuan per year, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 100 yuan and 10 grades. Local people's governments may add payment grades according to actual conditions. Insured people choose their own grades to pay, and pay more. According to the economic development and the growth of per capita disposable income of urban residents, the state adjusts the payment grade in a timely manner.

(2) government subsidies. The government pays the basic pension for urban residents in full to the insured who meet the conditions for receiving treatment. Among them, the central government gives full subsidies to the central and western regions and 50% subsidies to the eastern regions in accordance with the basic pension standards set by the central government.

The local people's government subsidizes the payment of the insured, and the subsidy standard is not less than 30 yuan per person per year; Appropriate encouragement may be given to those who choose higher-grade standard payment, and the specific standards and measures shall be determined by the people's governments of all provinces (autonomous regions and municipalities). The local people's government will pay part or all of the minimum standard old-age insurance premium for severely disabled people in cities and towns.

(three) to encourage other economic organizations, social organizations and individuals to provide financial support for the insured.

Second, the new rural family pension insurance policy

Insured population: Rural residents who have reached the age of 16 (excluding students at school) and have not participated in the basic old-age insurance for urban workers can voluntarily participate in the new rural insurance at their domicile.

Participate in the process:

1. The insured unit is the village (community, neighborhood committee), and the insured unit shall go through the registration formalities. The insured person fills in the "Registration Form for Participating in Old-age Security (Insurance) Units" when he is insured for the first time;

2. Persons who meet the conditions for insurance shall bring their household registration book, original and photocopy of ID card and one-inch bareheaded photos to the labor and social security management service station in the village (including neighborhood committees and communities, the same below) for insurance. The village is responsible for the preliminary examination of the insured qualification and fill in the publicity form of the insured person of the basic old-age insurance for farmers for one week, and fill in the registration form of the insured person of the basic old-age insurance for farmers without objection (hereinafter referred to as the registration form).

3. If the insured person is a soldier or a veteran, provide a military service certificate issued by the People's Armed Forces Department, fill out the Application Form for Government Subsidy for Active-duty Soldiers of Basic Old-age Insurance for Farmers, and report it to the town (street) labor security management service office.

Legal basis: Notice of the Ministry of Finance of Ministry of Human Resources and Social Security on 20021Adjusting the Basic Pension for Retirees.

Second, adjust the level. The national overall adjustment ratio is determined according to 4.5% of the monthly basic pension for retirees in 2020. Each province takes the national overall adjustment ratio as the upper limit to determine the adjustment ratio and level of the province.

Third, adjust the method. Take a combination of quota adjustment, hook adjustment and appropriate tilt to realize the unification of the adjustment methods for retirees in enterprises, institutions and institutions. Quota adjustment should embody the principle of fairness; The adjustment of linkage should reflect the incentive mechanism of "paying more and getting more" and "paying more for a long time", which can be linked to factors such as the payment period (or working years) of retirees and the basic pension level; For senior retirees and retirees in hard and remote areas, the adjustment level can be appropriately improved. We will continue to ensure that the basic pension for retired military cadres who have been placed in local jobs and have participated in the basic old-age insurance is not lower than the average level of retirees in local enterprises. It is necessary to further strengthen incentives and appropriately increase the proportion of hook adjustment.