Can medical insurance and social security be paid separately?

Medical insurance and social security can be paid separately.

1, commercial medical insurance and social medical insurance do not conflict and can be applied at the same time;

2. Individual industrial and commercial households without employees, part-time employees and other flexible employees can voluntarily participate in social insurance;

Social security can be broken, but it may affect the treatment. You can pay within three months after breaking off diplomatic relations, and you can enjoy it if you pay for more than six months in a row.

4. Employers must pay comprehensive social security for employees, and individuals without units can choose to pay only medical insurance;

5. The funds paid by general social security cannot be withdrawn, and only when they meet the conditions can they enjoy the corresponding treatment;

6. Shenzhen part-time employees, individual industrial and commercial households without employees and other flexible employees can pay medical insurance and endowment insurance respectively;

7. Freelancers can insure themselves and pay medical insurance and social security.

Payment rules of medical insurance and social security:

1, the payment subjects are different: medical insurance is usually paid jointly by individuals and units, while social security, including medical insurance, is paid by units and individuals in proportion;

2. Different payment ratios: the payment ratio of medical insurance varies according to different regional policies, while the payment ratio of social security includes the respective payment ratios of five insurances, and the policies vary from place to place;

3. Different payment bases: the payment base of medical insurance is generally personal salary, and the payment base of social security includes the respective payment bases of five insurances, which may involve wages and regional average wages;

4. The conditions for receiving treatment are different: medical insurance is mainly used for reimbursement of personal medical expenses, while social security includes pension, unemployment, work injury and other guarantees, and the conditions for receiving treatment are different;

5. Different management institutions: Medical insurance is usually managed by the local medical insurance bureau, and social security is managed by the human resources and social security departments.

To sum up, medical insurance and social security can be paid separately. There is no conflict between commercial medical insurance and social medical insurance. Individual businesses, part-time employees and other flexible employees may voluntarily participate in social insurance. Employers must pay comprehensive social security for employees. Individuals without a unit can choose to pay only medical insurance. The funds paid by general social security cannot be withdrawn. Part-time employees, individual industrial and commercial households without employees and other flexible employees in Shenzhen can pay medical insurance and endowment insurance respectively. Freelancers can insure themselves and pay medical insurance and social security.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 23

Employees should participate in employee medical insurance, and employers and employees should pay basic medical insurance premiums in accordance with state regulations.