How much do you get every month after Shanghai's old-age insurance has been paid 15 years?

The old-age insurance in Shanghai is the monthly pension and personal account pension that can be obtained after 15 years. Among them, urban workers' pension insurance may also obtain transitional pension.

1. Old-age insurance for urban and rural residents: monthly pension = basic pension+personal account pension, in which:

(1) The basic pension is subject to the policies and regulations of Shanghai in that year. For example, in 2022, the payment period of old-age insurance in Shanghai is 15, and the minimum standard of basic pension for urban and rural residents in Shanghai is1300 per person per month;

(2) Personal account pension is the amount of personal account storage/payment months.

For example:

Mr. Wang from Shanghai participated in the endowment insurance for urban and rural residents. When he was 60 years old, the cumulative payment period was 15 years. If he chooses 500 for urban and rural residents' pension insurance, the corresponding financial subsidy standard is 200. Therefore, when the payment period is 15 years, Mr. Wang's personal savings for urban and rural residents' pension insurance is (500+200) *15 =10500. (Personal account interest, collective allowance, etc. Not considered here).

Therefore, the monthly pension received by Mr. Wang Can in 2022 is1300+10500/139 =1375.5.

2. Endowment insurance for urban workers: monthly pension = basic pension+personal account pension+transitional pension, in which:

(1) basic pension = (average monthly salary of employees in the whole city last year+average monthly payment salary of myself) ÷2× payment period ×1%;

(2) Personal account pension = personal account savings/months;

(3) Transitional pension = 65438+ 0.2% of the average monthly salary of employees in the whole city in the previous year when the insured goes through the formalities for applying for the basic pension+1993 to 1997 When the insured goes through the formalities for applying for the basic pension before the end of 1992, it is regarded as a "false accounting record" corresponding to the amount stored in the personal account within five years.

For example:

At the age of 25, Mr. Wu worked in Shanghai and paid the endowment insurance for urban workers. The payment base is 10000. When retiring at the age of 60, pay the endowment insurance for urban workers 15 years. If Mr. Wu's average salary in Shanghai when he retires is 7 132, then the monthly pension he can get after retirement is:

Basic pension = (7132+7132)/2 *15 *1%=1069.8;

Personal account pension = (10000 * 8% * 65438+February *15)/139 =1035.9;

Therefore, the monthly pension received by Mr. Wu Can after retirement is1069.8+1035.9 = 2105.7.