What does the balance of medical insurance card account mean over the years?

The calendar year account refers to the name that is now called the previous year account. Medical insurance card, referred to as medical insurance card or medical insurance card, is a special card for medical insurance personal account. With the personal identity card as the identification code, the detailed information such as personal identity card number, name, gender, account capital expenditure and consumption are stored and recorded.

The balance of medical insurance card account over the years refers to the unused balance of medical insurance fund in medical insurance account, which can be used to pay future medical expenses. The balance of medical insurance card account over the years includes the following:

1. Individuals have participated in medical insurance: only individuals who have participated in medical insurance can enjoy the treatment of the balance of medical insurance card accounts over the years. Individuals need to go to the local social security department for medical insurance procedures and participate in medical insurance within the specified time;

2. There are unused medical insurance funds in the medical insurance account: individuals need to use medical insurance cards for reimbursement of medical expenses. If an individual's medical expenses in a certain year are lower than his medical insurance expenses, there will be unused medical insurance funds in the medical insurance account, which will become the balance of the medical insurance card account over the years;

3. The medical insurance card has not expired: the general medical insurance card has a validity period limit, and individuals need to use and recharge it within the validity period of the medical insurance card, otherwise the medical insurance card will be invalid and the account balance of the medical insurance card over the years will not be used.

To sum up, the account balance of medical insurance card over the years is an important treatment of medical insurance system, which can provide medical security for individuals for a long time. Individuals need to carefully understand the medical insurance policy, apply to the social security department and recharge the medical insurance card within the specified time to protect their medical rights and interests.

Legal basis:

Article 23 of People's Republic of China (PRC) Social Insurance Law

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 24

The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.