A family of three, both husband and wife have social security, how to buy insurance for their children?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! Accidents and diseases are undoubtedly the most important risk factors around children. In addition, parents should pay more and more attention to the protection of their children's education. Parents who choose to buy insurance for their children should do their best to protect their children. For parents with social security, to buy insurance for their children, a complete children's insurance plan should be designed according to the risks faced by their children.

How do parents with social security buy insurance for their children?

1, children's accidental injury insurance-guaranteed children's insurance; Buying this kind of insurance doesn't mean that you don't have to worry about your child's safety from now on. It just means that you can get some financial help and compensation after your child has an accident.

2. Children's health medical insurance-guaranteed children's insurance; The younger the insurance age in critical illness insurance, the cheaper the premium. In the past, many companies stipulated that people over 18 could buy critical illness insurance, but now children under 16 can also buy this insurance.

3, children's education savings insurance-savings children's insurance; Compared with simple investment channels such as savings, buying education insurance has an extra layer of protection function. In addition, buying insurance can also achieve the purpose of reasonable tax avoidance to a certain extent.

4. Children's investment financial insurance-investment children's insurance. Parents should still consider the actual needs before taking out insurance, especially whether to buy again.

Parents with social security should pay attention to choosing appropriate children's insurance products according to the situation of their children and families, and recommend them to you: