After buying social security, how long will it take for medical insurance in social security to take effect?

After buying social security, how long will it take for medical insurance in social security to take effect? Need to pay continuously 12 months. The waiting period for social medical insurance is generally six months, and in some areas it is three months. I haven't heard of anything shorter.

1. Those who participate in social security for the first time will be required to apply for a social security card (also called a medical insurance card) when participating in medical insurance. This card is a voucher for participating in medical insurance, and can also be used as a reimbursement voucher for purchasing medicines at designated pharmacies and treating diseases at designated medical institutions. This card does not need to be recharged. After you pay the medical insurance every month, the Social Security Bureau will return some funds to your personal account of social security card in proportion to the payment amount. This money is used for credit card consumption. Because the Social Security Bureau will return your funds to your new social security card personal account within one month after your first enrollment.

2. So the first time I want to buy medicine, I have to wait a month before I can start spending money on my social security card. If there is no money on the card or the balance on the card is spent, it doesn't mean that your medical insurance is used up or invalid. It can only be said that the funds in the personal account on the card are used up, and the medical insurance is still effective. If you want to reimburse medical expenses, you must pay medical insurance 12 months continuously to be eligible for reimbursement of medical expenses. Because at present, the social security bureau combines medical insurance and maternity insurance, you have already paid the cost of maternity insurance when you pay medical insurance every month.

3. So as long as you can pay the medical insurance for more than 12 months without interruption, you can reimburse the expenses incurred when you or you love having children. This reimbursement is proportional. The reimbursement rate varies from city to city. You can consult the local social security bureau when you need reimbursement. The interruption of medical insurance cannot exceed 2 months. If it is interrupted for more than 2 months, you can only apply for new medical insurance. Failing to pay the late fee when re-handling. Moreover, the Social Security Bureau will recalculate the funds of your previous payment years into the new medical insurance, but the new medical insurance still needs to recalculate the payment years. The previous one is only the total payment period.

4. Medical insurance needs to be paid until the insured reaches the statutory retirement. In some areas, cities pay for life. You should ask your local social security bureau about this. Don't interrupt!

About social medical insurance

1. Social medical insurance is a medical insurance system enforced by the state through legislation. Employers and individuals pay insurance premiums according to a certain proportion, establish social medical insurance funds, and pay medical expenses for employees.

2. Social medical insurance means that when a worker falls ill, the social insurance institution gives appropriate subsidies or reimbursements for the medical expenses he needs, so that the worker can recover his health and labor ability as soon as possible and enter the process of social reproduction. Social medical insurance is an important part of social insurance, which is generally borne by the government. The government will use economic, administrative and legal means to implement and organize.

References:

Baidu encyclopedia-social medical insurance