Payment standard of medical insurance in 2022

Payment standard In 2022, the individual payment standard of medical insurance for urban and rural residents in the province was unified as 320 yuan, and the payment time was one-time payment for basic medical insurance for urban and rural residents. In 2022, in principle, the payment period for urban and rural residents' medical insurance will be from September 202 1 day to February 3 1 day.

First, the insurance payment process

Insured personnel: 202 1 Those who have been insured in counties and districts may not apply for insurance registration, and pay directly after confirming that the identity information of the insured person is correct. New insured: you need to bring your valid ID card or household registration book and social security card to the township (or community) where your household registration is located. Insured persons outside the county: If you need to be insured in your county, you need to contact the medical insurance department of the original insured place to delete the insurance information, and then go to the medical insurance department of your county to go through the insurance registration procedures. Urban and rural residents can pay insurance premiums to rural medical insurance managers and pay them centrally through the tax collection system. Designated commercial banks to pay the fees. Urban and rural residents can hold valid ID cards or household registration books to pay fees at the counters of any commercial bank outlets in the county, such as agricultural banks, rural credit cooperatives and postal savings banks.

Second, the unit medical insurance payment standard

The basic medical insurance premium is paid by both the employer and the employee. The employer's contribution rate is generally controlled at about 6% of the total wages of employees, and the employee's contribution rate is generally 2% of his salary income. With the development of economy, the contribution rates of employers and employees will be adjusted accordingly. Medical payment: 4-6% for the unit and 2-4% for the individual. In addition to the minimum guarantee stipulated by the state, all localities have their own policies. If the employee's salary is 5,000 yuan, the company will pay 200 yuan's personal contribution 100 yuan. On-the-job employees shall pay the basic medical insurance premium according to the proportion of 2% of their base payment. Retirees do not pay the basic medical insurance premium.

With the deepening of the reform of basic medical insurance for employees of urban enterprises, some provinces, autonomous regions and municipalities directly under the Central Government have also included employees of administrative institutions in the basic medical insurance coverage for employees of urban enterprises. Medical insurance for urban workers is mainly composed of basic medical insurance and supplementary medical insurance.