Harbin flexible employment medical insurance payment standard 2022

Legal analysis: 202 1-2022 Heilongjiang five insurance and one gold payment base, 202 1 Heilongjiang five insurance and one gold payment standard, and Heilongjiang five insurance and one gold payment ratio of 202 1. Flexible employees in Heilongjiang Province pay social security by themselves;

1. Only 60% of the provincial social wage or 100% can be selected as the payment base. Individuals pay 20% of the monthly payment base. Last year, the social security wage in Heilongjiang was 24,376 yuan, the monthly social security wage was 203 1.33 yuan, and the individual pension insurance contribution was 203 1.33 * 20.

2. The payment base of medical insurance is 100% of the local social wage.

Taking Harbin as an example, the proportion of individual contributions to medical insurance is 9.5%, 6.5%, 5% and 2.5%. Last year, the social wage was 2438.42 yuan/month. If 9.5% is paid, the monthly payment is 2438.42*9.5%+5=236.65 yuan.

If there is a work unit, the social security shall be paid by the unit:

1. Endowment insurance: 8% for individuals and 22% for units. The payment base is my average monthly salary in the previous year. If the average monthly salary is lower than 60% of the social level of the previous year, 60% of the social level of the previous year is the base of payment; If the average monthly salary is higher than 300% of the social level of the previous year, 300% of the social level of the previous year is the payment base.

2. Medical insurance: individuals pay 2%, units pay 7.5%, and individuals and units with large medical assistance each pay 2.5 yuan. The payment base is my average monthly salary in the previous year. If the average monthly salary is lower than the social level of last year 100%, the payment base shall be the social level of last year 100%.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.