What is the proportion of employee social security contributions?

The social security contribution ratio is as follows:

1. Endowment insurance: the unit contribution rate is 20%, and the individual contribution rate is 8%.

2. Medical insurance: unit contribution rate 10%, individual contribution rate 2%.

3. Maternity insurance: unit contribution rate 1%, and individuals do not pay.

4. Work-related injury insurance: the unit contribution rate is 0.5%, and individuals do not pay.

5. Unemployment insurance: unit contribution rate 1%, individual contribution rate 0.5%.

Impact of social security withholding:

Let's talk about medical insurance first. Women need to pay for 20 years, and men need to pay for 25 years to enjoy their retirement life. There will be a three-month buffer period for the medical insurance to be cut off. Once this period is exceeded, the continuous payment period will be recalculated. And if you can't enjoy medical insurance during this period, it will bring a lot of inconvenience to the insured.

As for the old-age insurance, the cumulative payment is 15 years, and the pension can only be received after retirement. The payment of endowment insurance is calculated on an annual basis. If it breaks down halfway, it can be renewed, but it will affect the treatment after retirement. Unemployment and maternity insurance can be paid 1 year before use, and industrial injury insurance can be used at any time.