Is it necessary to buy social security yourself?

This is necessary. Paying social security is mainly for two purposes, one is to get a pension, and the other is to enjoy medical care. The important thing is the medical insurance treatment, and it is cost-effective to pay social security. Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. In China, social insurance is an important part of the social security system, occupying a core position in the whole social security system. In addition, social insurance is a contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions. Social insurance is the most important part of the social security system. Therefore, when discussing the history of social insurance, social insurance cannot be separated from social security. Social insurance refers to the system that the state establishes a social insurance fund through legislation to give necessary material help to workers who participate in labor relations when they lose their ability to work or are unemployed. Social insurance is not for profit.

Is it necessary for self-employed individuals to purchase social security in full?

It is necessary for self-employed individuals to purchase social security in full. Self-employed individuals can buy social security for themselves or their employees. The Social Insurance Law stipulates that self-employed individuals can pay social security, only pension insurance and medical insurance. The conditions for individual industrial and commercial households to purchase social security are: registered business license and organization code certificate, and at the same time qualified to handle social security accounts and purchase social security. People with local hukou can pay social security through the social security bureau or unit where the hukou is located, instead of local hukou or rural hukou, and can only participate in insurance through the unit. As an employer, it shall also conclude a written labor contract with the hired employee within one month from the date of employment; With the business license, registration certificate or unit seal, apply for social insurance registration to the local social insurance agency within 30 days from the date of establishment; And apply to the social insurance agency for social insurance registration for its employees within 30 days from the date of employment. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Legal basis: Article 4 of the Social Insurance Law of People's Republic of China (PRC) * * * Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.