What does employee social insurance mean?

Social insurance is a kind of social security system in which the state gives certain material help to social workers when they temporarily or permanently lose their ability to work due to old age, illness, work injury, maternity and other reasons, and when their income decreases due to unemployment, so as to ensure their basic livelihood. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

1, in China, social insurance is an important part of the social security system, occupying a core position in the whole social security system. In addition, social insurance is a contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions.

Premier Li Keqiang emphasized at the the State Council executive meeting that all localities will keep the existing social security policies unchanged. From June 5438+1 October1day, 2020, Hong Kong, Macao and Taiwan residents who work, live and study in the mainland (mainland) will have social security cards and enjoy the legitimate rights and interests of social insurance and social insurance benefits as mainland residents do. On February 18, 2020, Li Keqiang, Premier of the State Council of the People's Republic of China, People's Republic of China (PRC) presided over the the State Council executive meeting, and decided to reduce the social security premium of enterprises in stages, implement the policy of delaying the payment of housing provident fund for enterprises, and take various measures to stabilize enterprises and employment. On June 165438+ 10/day, 2020, the tax authorities in many places issued an announcement, and all the social insurance premiums of enterprise employees were handed over to the tax authorities for unified collection.

Therefore, when discussing the history of social insurance, we can't separate social insurance from social security. Social insurance refers to the system that the state establishes a social insurance fund through legislation to give necessary material help to workers who participate in labor relations when they lose their ability to work or are unemployed. Social insurance is not for profit.

4. Social insurance is mainly through raising social insurance funds, coordinating and adjusting social insurance funds within a certain range, and giving necessary help to workers when they encounter labor risks. Social insurance provides basic living security for workers. As long as workers meet the conditions for enjoying social insurance, that is, they have established labor relations with employers or paid various social insurance premiums according to regulations, they can enjoy social insurance benefits. Social insurance is the core content of social security system.