Why can I only find three insurances in my social security payment?

The reasons why you can only find three insurances in social security payment are as follows:

Old-age insurance, medical insurance and unemployment insurance are the three main insurances deducted from workers' wages. The unit will also pay a certain percentage of the cost for these insurances. Work injury insurance and maternity insurance are entirely borne by the unit. In the payroll and social security query results, usually only the individual contributions of pension, medical care and unemployment insurance are displayed. These three insurances are necessary to ensure the basic life of workers in the face of old age, illness or unemployment.

Types and coverage of social security:

1, the basic composition of social security: social security usually includes five categories: endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance;

2. Policy differences in different regions: According to the level of economic development and local policies, the specific implementation rules of social security in different regions may be different;

3. Payment by enterprises and individuals: enterprises and individuals pay social security fees according to the prescribed proportion, but there may be incomplete payment in actual operation;

4. Updating and recording of social security information: the recording and updating of social security information system may be delayed, resulting in incomplete query results;

5. Social security account management and inquiry system: The social security account management and inquiry system in different regions may be different, which will affect the integrity of the inquiry results.

To sum up, your social security payment record only shows pension insurance, medical insurance and unemployment insurance, because these are the main insurances deducted from wages, while work-related injury insurance and maternity insurance are completely paid by the unit and are not reflected in the individual payment details, but these three insurances are the key to ensuring the basic living security of workers in old age, illness or unemployment.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 11

The basic old-age insurance combines social pooling with individual accounts. The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Labor law of the people's Republic of China

Article 72

The social insurance fund shall determine the source of funds according to the types of insurance and gradually implement social pooling. Employers and workers must participate in social insurance and pay social insurance premiums according to law.

People's Republic of China (PRC) social insurance law

Article 58

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.