The payment base of endowment insurance in Qidong over the years

In order to safeguard the old-age insurance rights and interests of employees of enterprises, individual industrial and commercial households and their employees and flexible employees in Qidong, improve the old-age insurance system for enterprise employees and realize the sustainable development of old-age insurance, the basic old-age insurance for enterprise employees in this city (hereinafter referred to as enterprise insurance) is formulated in accordance with the Social Insurance Law of People's Republic of China (PRC), the Provisions on Basic Old-age Insurance for Enterprise Employees in Jiangsu Province (Decree No.36 of the provincial government) and the Regulations on the Collection and Payment of Social Insurance Fees in Jiangsu Province, and in combination with the actual situation in Qidong City.

First, pay back the money.

(1) Applicable objects and standards

The amount of 65438+ late payment fee is the average social wage of Qidong multiplied by the payment ratio of the same period in previous years, and the late payment fee is added.

2. Those who have participated in enterprise insurance but have not paid enough 15 when they reach the statutory retirement age, and those who intend to participate in the insurance and whose age does not exceed the statutory retirement age of our city, are really in arrears, and should apply first by themselves and provide corresponding materials according to the regulations, and they can be repaid only with the consent of the Municipal Social Insurance Management Office. The starting time of overdue payment shall not be earlier than February 2004, and the amount of overdue payment shall be the average social wage of this city multiplied by the payment ratio of the same period over the years, and an overdue fine shall be added.

(2) Materials to be provided

The first object should provide: 1, application form for payment of basic old-age insurance for enterprise employees 1 (attachment1); 2. The original and photocopy of my second-generation ID card; 3. The original and photocopy of my household registration book.

The second object should provide: 1, application form for payment of basic old-age insurance for enterprise employees II (Annex II); 2. The original and photocopy of my second-generation ID card; 3. The original and photocopy of the household registration book; 4. The employees of the enterprise shall provide the original and photocopy of the corresponding annual salary payment voucher (sealed by the unit), and the individual industrial and commercial households shall provide the original and photocopy of their corresponding annual valid business license or the Basic Information Form for Individual Industrial and Commercial Households issued by the Municipal Administration for Industry and Commerce.

Second, deferred payment.

(1) Applicable objects and standards

I have participated in enterprise insurance in this city, and the payment period is less than 15 years when the male reaches the age of 60 and the female reaches the age of 55. Upon my written application and the approval of the Municipal Social Insurance Administration, the payment can be extended to 15 years (including the actual payment period of 5 years). 20 1 1 year before June 30th, but still less than 15 years after the extension of payment for 5 years, the old-age insurance premium can be paid in one lump sum until it reaches 15 years, and the overdue amount is calculated as 28% of the average salary of employees in the whole province in the previous year. After July of 201/year, the insured must pay the old-age insurance on an annual basis, and then go through the formalities of enjoying the basic pension on a monthly basis after the expiration of 15, and cannot pay it in one lump sum.

(2) Materials to be provided

1. Application form for extending the payment period of enterprise employees' endowment insurance (Annex III); 2. The original and photocopy of my ID card or household registration book.

Third, residential insurance has changed to enterprise insurance.

(1) Applicable object and transfer method

Qidong registered urban and rural residents pension insurance (hereinafter referred to as residential insurance) insured to participate in enterprise insurance, the pension insurance relationship can be transferred. First, I apply for it, and go through the relevant formalities after the approval of the rural endowment insurance agencies at the city and town levels and the municipal social insurance agencies.

There are three transfer methods:

1. conversion. After the amount of personal account (except government subsidies) is transferred to enterprise insurance, it will be transferred to the payment period and personal account of enterprise insurance. From the date of convergence, it will be converted forward according to the enterprise insurance payment standard of the corresponding year, and the starting time of the converted enterprise insurance payment period shall not be earlier than the time when I first joined the insurance, and the payment period before 1996 is not credited to my personal account. The surplus part of the individual household insurance account is no longer converted and returned to me by the agricultural insurance agency.

2. Make up the difference. After the storage amount in personal account of residential insurance (excluding government subsidies) is used to offset the corresponding annual enterprise insurance payment standard and make up the difference, the actual payment period of participating in residential insurance can be calculated as the enterprise insurance payment period. If I apply for payment, I can handle it according to the similar personnel who have interrupted payment of enterprise insurance.

3. seal it. From the date of participating in enterprise insurance, pay the basic old-age insurance premium according to the enterprise insurance method, establish a personal account and calculate the payment period. The original resident insurance personal account is sealed by the agricultural insurance agency and continues to bear interest. After reaching the statutory retirement age, the amount of his personal account (except government subsidies) will be incorporated into the personal account of enterprise insurance, and the pension benefits will be calculated according to the enterprise insurance method.

When converting to make up the difference, the corresponding annual payment standard of enterprise insurance is determined by the principal and interest method: the payment base with the principal of 586 1 yuan/year before the end of 0995 is multiplied by the payment ratio of 25%, and the average social wage of this city with the principal of 1 to 3 times is determined by multiplying 1996 by the payment ratio of the same period. Interest is calculated according to 65438+ 0-year savings deposit rate of residents in the same period.

(2) Materials to be provided

1. Application Form for Transferring Urban and Rural Residents' Endowment Insurance to Enterprise Employees' Endowment Insurance (Annex 4); 2. The original and photocopy of my ID card. Proof of payment of endowment insurance for urban and rural residents; 4, enterprise employee pension insurance manual.

Four. any other business

This opinion shall come into force as of the date of promulgation. Before the implementation of this opinion, if the relevant provisions are inconsistent with this opinion, this opinion shall prevail. In the future, if there are any new documents or regulations inconsistent with this opinion, the new documents or regulations shall prevail. This opinion is interpreted by Qidong Human Resources and Social Security Bureau.

Attachment: Payment and Reinsurance Application Form

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