The difference between the company's urban social security and rural social security

The difference between social security for farmers and social security for urban workers;

Social security in rural areas is mainly endowment insurance and rural cooperative medical insurance.

Rural cooperative medical care is a one-time fixed payment of tens of dollars every year. The payment base of endowment insurance is different. The payment base of rural endowment insurance is based on the current per capita income level of farmers in the whole country or provinces and cities where residents live, and the payment base of cities is based on the per capita wage income level of cities. With the increase of income level, the payment base will also increase.

Urban social security is paid jointly by individuals and units and fixed every month. At present, rural social security is mainly paid by individuals, and the payment cycle is different. Because the income of rural residents is unstable, it can be paid monthly, quarterly and semi-annually.

Urban social insurance mainly includes social endowment insurance and basic medical insurance.

Social endowment insurance for urban residents:

Social endowment insurance for urban residents is an endowment insurance system covering non-employees of urban families. This system, together with the urban workers' endowment insurance system and the new rural social endowment insurance system, constitutes the social endowment insurance system in China. Urban housing has two outstanding characteristics:

First, the source of funds for urban residential insurance is not only individual contributions, but also government subsidies for the insured. The more individual contributions, the more government subsidies, and all individual contributions and government subsidies are included in the insured's personal account.

Second, the pension of urban residential insurance consists of two parts: personal account pension and basic pension. The level of personal account pension is determined by the amount of account storage, that is, the total amount of individual contributions and government subsidies; The basic pension is paid in full by the government.

Basic medical insurance for urban residents:

The basic medical insurance for urban residents is an integral part of social medical insurance, which is mandatory. A medical insurance system led by the government, with individual (family) contributions as the main contribution, supplemented by appropriate government subsidies, is adopted to provide medical needs for urban residents in accordance with the principle of consistent payment standards and treatment levels.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.