What is the difference between school insurance and social security

Legal analysis: social security is non-profit insurance, social insurance. School level insurance is a profit-making insurance, commercial insurance; social security for the participants do not have health and other special restrictions, meet the conditions of participation of all types of students and children can participate. School level insurance has health and age requirements. The reimbursement rate of the social security is usually low, and this time the school insurance can give further compensation for the out-of-pocket medical expenses.

Legal basis: The Social Insurance Law of the People's Republic of China

Article 2 The State establishes a social insurance system for basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., and guarantees the right of citizens to obtain material assistance from the State and society in accordance with the law in the event of old age, sickness, industrial injury, unemployment, or maternity.

Article 3 The social insurance system adheres to the policy of broad coverage, basic protection, multi-level and sustainability, and the level of social insurance shall be commensurate with the level of economic and social development.