Job Recruitment Website - Social security inquiry - Why can't I get into the provident fund website?

Why can't I get into the provident fund website?

1. Incorrect login password;

Second, the face-brushing login failed;

Third, upgrade the new Jingtang plug-in; Log in to the provident fund, and the system will be prompted to upgrade according to official website's instructions.

Expansive material

1. Provident fund refers to housing provident fund. From the word "housing", we can know that the provident fund belongs to a housing security system, and the housing provident fund is another housing welfare system implemented after the country cancels the reference to housing allocation.

Second, what are the benefits of buying a house with provident fund?

1. The loan ratio is high and the down payment pressure is low.

Commercial loans generally only rise by 70%, and buyers are under great pressure to pay down. Moreover, the provident fund loan can reach 9.50%, and the down payment pressure of buyers is small.

2. The loan term is long and the monthly repayment amount is small.

Commercial loans in different regions have different life spans. The national commercial loan has a long loan period, which can only be loaned for 30 years, and most second-hand houses can only be loaned for 20 years, so the monthly supply pressure is relatively high; The term of provident fund loans is relatively long, up to 30 years, and the monthly supply pressure is relatively small.

3. The age limit is flexible.

Commercial loans have strict requirements on the length of housing. 85 years ago, most banks did not lend money, and the loan period decreased with the growth of housing age. Provident fund loans have more flexible restrictions on housing age, and the housing age and loan life should not exceed 50 years.

4. owned by individuals

Housing provident fund belongs to the depositor's personal property. Married people in some cities apply for provident fund loans to buy houses, and the amount is higher than that of individual applications. The funds in the provident fund account can be extracted as the common property of husband and wife.

5. Funds can be doubled.

Depositors pay 5%-20% of the individual contribution base, and their affiliated enterprises also pay in the same proportion, so the assets in the account can be doubled.

6. Enjoy tax exemption

According to the Regulations on the Management of Housing Provident Fund, the Guiding Opinions of the Ministry of Construction, the Ministry of Finance and the People's Bank of China on Several Specific Issues Concerning the Management of Housing Provident Fund (Jian Peijun Jinguan [2005] No.5), the housing provident fund paid by enterprises for employees can be used as the deduction item of enterprise income tax.

At the same time, the provident fund actually paid by enterprises and individuals is not included in the current salary income of individuals and is exempt from personal income tax. In other words, for employees, the pre-tax salary can be deducted as the tax base after deducting the social security provident fund.

7. It can be extracted in advance

Workers who purchase, build, renovate or overhaul their own houses with independent property rights, or have difficulties in life due to major diseases, or enjoy urban subsistence allowances, can withdraw the housing provident fund in advance with relevant legal and valid certification materials. It can be said that the use of provident fund is far more than loans to buy a house.

8. There is no penalty for repaying the loan in advance.

The borrower may, within one year from the date of the housing provident fund loan, apply to repay the principal and interest of the individual housing provident fund loan in advance, and the borrower shall repay part of the principal and interest of the housing provident fund loan for not less than six months. Provident fund loans do not charge fees or liquidated damages.

Third, the conditions for the provident fund to buy a house

1. Buy a house and live in it;

2. The payment period of provident fund is in line with local policies;

3. Have the qualification to buy a house in the place where it is located;

4. Other conditions required by the location, such as household registration.