The company said that the five risks in Shanghai should be increased, which is equivalent to three or four gold?

Social security is divided into five insurances and one gold. Five insurances are pension, medical care, work injury, unemployment and maternity, and one gold is housing accumulation fund.

When you say "three golds", you mean three insurances: pension, medical care and work injury. Four gold is four risks: pension, work injury, medical care, unemployment; Hardware is five insurances: pension, work injury, medical care, unemployment and maternity insurance. Generally, only a deep-rooted company will help you pay the five insurances, unless that company is well paid.

The proportion and quantity of these five insurances and one gold are different in different regions, some regions pay five insurances and one gold, some regions only pay five insurances and no gold, and some regions only pay pension, medical care and work injury insurance, and the types of payment are different.

Medical care is divided into cooperative medical care and comprehensive medical care, cooperative medical care. Individuals only need to pay 4 yuan money/month, but comprehensive medical care pays 2% of the salary base every month, but cooperative medical care can only reimburse a certain proportion, usually 3/7 or 4/6, and individuals account for a small part. However, in terms of comprehensive medical care, the medical amount on the social security card is increasing. If you are sick, you can go to the hospital for full reimbursement, or you can help your loved ones for reimbursement, which is equivalent to the style of direct credit card.

For Shenzhen, non-Shenzhen hukou generally pays three or four insurances: pension, industrial injury and medical unemployment insurance; For the Shenzhen hukou, all five insurances have been paid. For the provident fund, employers were not required to pay it in previous years. Since Shenzhen issued regulations last year, all units have to buy provident fund for employees, so provident fund is also necessary now, that is, three insurances and one gold for non-deep households or four insurances and one gold for deep households.

Pension, 8% for individuals and 65,438+00% for companies. For the provident fund, it is stipulated that it should not exceed 20% of the salary, and the contribution ratio of units and individuals is the same, generally 5%. In the case of cooperative medical care, individuals only need to pay 4 yuan/month, companies pay 6 yuan/month, comprehensive individuals pay 2%, and companies pay 5%-7%.

To apply for social security, a new employee only needs to take a photo in a photo studio with the ability to handle digital receipt. 10 yuan will give you a piece of paper. You can take it and pay 20 yuan social security card to the company. The personnel department of the company will apply online in the Social Security Bureau. After the application is successful, you can reply with the social security application form and figures, and you can get the 20 yuan and a copy of your ID card.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.