Job Recruitment Website - Social security inquiry - Some friends buy dozens of dollars a year, while others buy hundreds of dollars a year. I went to the Social Security Bureau and asked if it was more than 2,000 or more than 3,000 a year. I am 35 year
Some friends buy dozens of dollars a year, while others buy hundreds of dollars a year. I went to the Social Security Bureau and asked if it was more than 2,000 or more than 3,000 a year. I am 35 year
More than 2,000 or more than 3,000 is endowment insurance or medical insurance.
Personally, I think you are self-employed, so it is better to buy more money and enjoy more benefits in the future.
1, the current policy of old-age insurance is that you can enjoy old-age pension when you reach the retirement age of 15, which means you can get a pension every month, but this more than 3,000 yuan may not be the same every year, because the base of old-age insurance is adjusted every year.
2. You buy endowment insurance mainly for your pension. If you die, it won't be of much benefit to your children. At most, there will be a funeral allowance. If you haven't got the pension, the money in your personal account will be returned, but it is far less than what you paid. But the focus of old-age insurance is for one's own pension.
3. As long as the medical insurance has been bought for more than three months, it can be reimbursed for seeing a doctor. However, if you use drugs that are included in social security medical care, you will generally be reimbursed by 7% to 80%, and there will be a medical insurance card, which will return tens of yuan every month, which can usually be used to spend money in pharmacies.
Self-employed people generally only have these two risks, and you don't need to know the rest.
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