How to handle the old-age insurance for unemployed urban residents?

The relevant procedures for freelancers to participate in pension and medical insurance shall be handled by the labor service office of the street (township) where the household registration is located. When registering for pension and medical insurance, they need to provide their own labor manual and pension transfer form.

Requirements and conditions:

Freelancers refer to self-employed workers with urban hukou in this city, men under 60 years old and women under 55 years old, who have not established labor relations with their units and are engaged in certain legitimate economic income.

The base and proportion of pension and medical insurance premiums paid by freelancers shall, in principle, be implemented with reference to the provisions of this Municipality on urban individual industrial and commercial households and their helpers.

After freelancers pay pension and medical insurance premiums according to regulations, social insurance institutions will set up individual pension insurance accounts according to 1 1% of their payment base, and record the payment period, and issue the Pension Insurance Payment Manual and the Medical Insurance Payment Manual.

Extended data

To receive old-age insurance, two conditions must be met:

1. Reach the statutory retirement age,

Second, the payment period of endowment insurance is greater than 15 years.

Before the implementation of the old-age insurance system for employees, the length of service of the insured and the payment period of the old-age insurance in length of military service were regarded as one year. After the implementation of the old-age insurance system for employees, the payment was calculated as one year. If the insured person's payment period is not enough, he must pay in full before he can receive the old-age insurance.

Different genders have different legal retirement ages. In 20 17, the legal retirement age is 55 for women and 60 for men. 20 18 new regulations were issued. From 20 18, the retirement age of female employees will be delayed by 1 year every three years, and that of male employees will be delayed by 1 year every six years, until they reach 65 years old in 2045.

reference data

People's Network-How do freelancers participate in endowment insurance?