Job Recruitment Website - Social security inquiry - The medical insurance will be paid after two years.
The medical insurance will be paid after two years.
1, after the medical insurance payment is interrupted, there will be a certain waiting period when re-insured. The specific waiting period will vary according to the medical insurance policies in different regions. During the waiting period, you may not be able to enjoy medical insurance benefits, which means that if medical expenses occur during this period, you may not be reimbursed. Therefore, it is suggested to re-register as soon as possible after the payment is interrupted to shorten the waiting period.
2. Cumulative calculation of payment period of medical insurance. Although the interruption of payment will lead to a fault in the payment period of medical insurance, the previous payment period is still valid. As long as you reach the statutory retirement age and the accumulated payment period reaches the minimum age stipulated by the local government, you can enjoy medical insurance benefits. Therefore, even if the payment is interrupted, the previous payment period will not be cleared.
3. When re-insured, you need to go through the relevant procedures in accordance with the local medical insurance policy. Generally speaking, you need to go to the local social security or medical insurance department to apply for insurance and pay the corresponding medical insurance expenses. In the process of handling, you need to provide personal identity cards, social security cards and other related materials.
Payment process after medical insurance is broken:
1. If the insured fails to pay the medical insurance premium in full and on time as required, they will stop enjoying the medical insurance benefits from the month when they have never paid it in full and on time. If the payment is continued after the interruption, it must be based on the average salary of local employees in the previous year to make up all the arrears during the interruption.
2 overdue time is included in the continuous payment time, but you can't enjoy the payment treatment of the overall fund during the overdue period.
3, the insured to suspend the enjoyment of medical insurance benefits within 60 days (including 60 days) to pay medical insurance premiums, from the next month to enjoy the benefits of pooling funds to pay.
4. If the medical insurance benefits are suspended for more than 60 days to 180 days (including 180 days) to pay back the medical insurance, it will be calculated from the payment month and enjoy the treatment paid by the overall fund after 3 months.
5. If the medical insurance benefits are suspended for more than 180 days and the medical insurance premium is paid back, it will be calculated from the month of payment and enjoy the treatment paid by the overall fund after 6 months.
6. If the payment is not made after the interruption, it shall be deemed as re-participation in medical insurance, and the payment time before the interruption shall not be included in the continuous payment time.
To sum up, the medical insurance will be suspended for two years. You need to pay attention to the waiting period, the cumulative calculation of payment years, the impact of medical insurance benefits and the procedures for re-insurance.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 23
Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.
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