Social security has been suspended for a year or two. Can I withdraw some money I paid?

According to Article 14 of the Social Insurance Law of People's Republic of China (PRC), individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

According to Article 15 of People's Republic of China (PRC) Social Insurance Law, the basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

According to Article 16 of the Social Insurance Law of People's Republic of China (PRC), individuals participating in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid 15 years at the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Extended data:

For example, employees, laid-off workers, ex-servicemen, unemployed college students, and individual flexible employees who want to pay social security, need to pay the principal and interest of old-age insurance premiums to the local social security bureau before the end of March 2065438+2009. From April, 20 19 to April, 20 1 year, it is impossible to extend the payment period of old-age insurance by paying back afterwards, so this may be the last chance for social security payment.

If there are no individuals, freelancers or individual industrial and commercial households in the work unit, they can apply as flexible employees, which requires the insured to go through the social security registration formalities at the social security department where the household registration is located. It should be noted that individuals can only pay endowment insurance and medical insurance, instead of the usual five insurances and one gold.

Baidu Encyclopedia-People's Republic of China (PRC) Social Insurance Law