I bought social security. How can I compensate for my accidental injury?

Legal analysis: There are many kinds of social security. If the company buys it, it includes pension insurance, medical insurance, work injury insurance, maternity insurance and unemployment insurance. Work-related injury insurance provides compensation after work-related injuries.

I bought social security. How can I compensate for my accidental injury?

The expenses for compensation from social security industrial injury insurance include:

Medical expenses:

1. Workers with work-related injuries should go to medical institutions that have signed service agreements for medical treatment. In case of emergency, they can go to the nearest medical institution for first aid.

2, inductrial injury treatment costs in line with the industrial injury insurance diagnosis and treatment project directory, industrial injury insurance drugs directory, industrial injury insurance hospitalization service standards, paid from the industrial injury insurance fund.

3, inductrial injury worker treatment of non-work-related diseases, do not enjoy medical treatment of inductrial injury, in accordance with the basic medical insurance measures.

I bought social security. How can I compensate for my accidental injury?

Hospitalization food allowance:

1, 70% of the company's business trip food subsidy standard will be paid to the hospital food subsidy.

2. The medical institution shall issue a certificate and report it to the agency for approval. If the injured worker goes to the outside of the overall planning area for medical treatment, the required transportation, accommodation and meals shall be reimbursed by the unit according to the standard of business trip for the employees of the unit.

I bought social security. How can I compensate for my accidental injury?

Lost time (paid treatment during downtime):

1. If an employee suffers from an accident or occupational disease at work and needs to suspend work and receive work-related injury medical treatment, the original salary and welfare benefits will remain unchanged during the paid shutdown, and the original unit will pay it monthly.

2. The paid shutdown period generally does not exceed 12 months. If the injury is serious or special, it may be appropriately extended after being confirmed by the municipal labor ability appraisal committee with districts, but the extension period shall not exceed 12 months.

3, inductrial injury worker still need treatment after the expiration of the shutdown with pay, continue to enjoy medical treatment of inductrial injury.

Nursing expenses:

1, the work-related injury workers who can't take care of themselves and need care during the paid shutdown shall be responsible by their units.

2, inductrial injury worker after assessment of disability level and confirmed by the labor ability appraisal committee need life care, by the industrial injury insurance fund to pay monthly life care fees. Life care fees are paid according to three different levels: completely unable to take care of themselves, mostly unable to take care of themselves or partially unable to take care of themselves, and their standards are 50%, 40% or 30% of the average monthly salary of employees in the overall planning area respectively.

I bought social security. How can I compensate for my accidental injury?

Legal basis: Article 29 of the Social Insurance Law of People's Republic of China (PRC) stipulates that the part of the medical expenses of the insured who should be paid by the basic medical insurance fund shall be directly settled by social insurance agencies, medical institutions and pharmaceutical trading units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.