Job Recruitment Website - Social security inquiry - Social security payment 15 years, is it continuous payment?
Social security payment 15 years, is it continuous payment?
First, the social security has to be paid for 15 years, which means that it has been paid for 15 years. Social security includes five insurances: old-age insurance, medical insurance, unemployment insurance, maternity insurance and industrial injury insurance. In fact, 15 is aimed at the most important endowment insurance, and it is also the one with the highest payment ratio among the five insurances. At present, the old-age insurance is broken, and it cannot be paid in one lump sum at the age, so it is necessary to delay receiving treatment. There is also medical insurance. Unless you pay 20 or 25 years in the year of retirement, you can enjoy medical insurance benefits for life, but it is broken before retirement, which means that you don't enjoy medical insurance benefits.
Second, the social security pension insurance has been paid 15 years, and the pension insurance in commercial insurance is continuous.
1. According to the current regulations, if the accumulated payment period is over 15 years, you can receive pension insurance on a monthly basis after retirement. If the cumulative payment period is less than fifteen years due to intermittent payment, you can only receive a one-time pension.
2. For the intermittent payment of old-age insurance premiums, when the retirement conditions stipulated by the state are met and the basic old-age insurance benefits are calculated, the personal account pension and transitional pension will be directly affected. At the same time, the basic pension is calculated. Based on the average social wage of employees in the city in the previous year, the average social wage of employees in the city before the last intermittent payment is taken, and the arithmetic average is taken. In this way, the base of the basic pension will be reduced, and the relative basic pension will also be reduced.
Legal basis:
Article 16 of the Insurance Law stipulates that individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.
Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
Article 17 of the Insurance Law stipulates that if an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.
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