How much is the down payment for a 600,000 house in Yili? How much is the mortgage for a 600,000 house?

If you plan to buy a house in Yili, how much is the down payment for a 600,000 house? How much is the mortgage?

The current high housing prices make many people just want to stop. Nowadays, many people have the need to buy a house, but they are unable to buy a house in full, so people choose personal mortgages to buy a house. Because the loan policies in different regions are different, it is necessary to master the local real estate policies, because only in this way can the funds on hand be arranged reasonably and used correctly. If you plan to buy a house in Yili, how much is the down payment for a 600,000 house? How much is the mortgage? Let me show you the relevant information below!

For the purchase of the first suite, the down payment ratio of commercial loans shall not be less than 30% of the total house price, that is, 600,000 * 30% = 420,000 yuan, and the loan period shall be 30 years; Provident fund loans, the loan ratio can reach 80%, the loan amount is 600,000 yuan, and the loan period is 30 years.

If it is a second suite, it shall not be less than 50% of the appraised house price, that is to say, to buy a house with a total house price of 600,000, the down payment needs 600,000 * 50% = 300,000; If the provident fund loans the second suite, the loan amount is 600,000.

Regarding the down payment and mortgage of buying a house in Yili, if you plan to buy a 600,000 house in Yili, you should make full financial preparations. The down payment is not a small expense, and the monthly mortgage should be calculated. Will it affect your quality of life in the next few years or even decades? The above is the content of the Erie housing loan I provided for you. I hope it will help you!