How to switch to college student health insurance

Submit the application form and documents to the relevant department of the university.

I. Understanding College Student Health Insurance Policy

Before switching to college student health insurance, you first need to understand the college student health insurance policy in your area, including the conditions of participation, coverage, and reimbursement rate. This can be done through the official websites of the relevant school departments, local social security bureaus or medical insurance centers.

Second, prepare the relevant materials

According to the local policy requirements, prepare the relevant supporting materials. Generally, documents such as proof of identity, student ID card, and enrollment notice are required. Ensure the authenticity and completeness of these materials in order to successfully pass the audit.

Three, for health insurance conversion procedures

1. Consult and get the application form for health insurance conversion at the relevant department of the school.

2. Fill out the application form and attach the required documents.

3. Submit the application form and documents to the relevant school department, which will handle the health insurance conversion procedure on your behalf.

Fourth, wait for the audit and effective

After submitting the application, wait for the audit of the school or the local social security bureau. After the audit, the student health insurance will take effect. During this period, please keep your contact information open in order to receive relevant notifications.

Fifth, understand how to use the health insurance

After the student health insurance has come into effect, you need to understand how to use the health insurance. This includes the reimbursement process, reimbursement rates, and designated hospitals. This will ensure that you are able to utilize your health insurance correctly when you need it and enjoy the protection you deserve.

In summary:

Converting to college student health insurance requires understanding local policies, preparing relevant documents, going through the health insurance conversion process, waiting for the audit and validation, and understanding how to use the health insurance. This process is designed to ensure that college students have access to appropriate medical coverage while in school and to reduce the financial burden caused by illness.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 23 stipulates:

Employees shall participate in the basic medical insurance for employees, and shall pay the basic medical insurance premiums by the employing organization and the employees in accordance with the state regulations***.

Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance for employees at their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.

The Social Insurance Law of the People's Republic of China

Article 25 stipulates:

The State establishes and improves the basic medical insurance system for urban residents.

Basic medical insurance for urban residents is a combination of individual contributions and government subsidies.

The portion of individual contributions required by people enjoying the minimum subsistence guarantee, persons with disabilities who have lost their ability to work, and elderly people over the age of sixty and minors from low-income families shall be subsidized by the government.