Will pensions achieve "18 consecutive increases" in 2022? These pension changes are related to you

For many people, the pension is the basic life security. In the young time to work hard to provide a source of income for the family, but also for the old after their own can provide a certain amount of old age protection, while reducing the pressure of children. At present, the news about the pension news by everyone's attention, such as "pension upward", "delayed retirement" these topics even rushed to the hot search, it can be seen that everyone attaches great importance to this topic. Previously, the pension has ushered in 17 consecutive increases, so whether it will realize 18 consecutive increases? Here we talk about the pension of those things, the specific content is:

1, retiree pension formula is what?

2, the elderly retired in 2021, the pension will rise?

3, pensions can rise how much?

A, retiree pension formula

Retiree pension formula contains the basic pension, transitional pension, personal account pension three aspects. The formula for calculating the basic pension and personal account pension is the same throughout the country.

1, the basic pension

(personal indexed average monthly contribution salary + the province's last year of average monthly salary of working employees +)/2 * years of contribution * 1% = the province's last year of average monthly salary of working employees (1 + the average personal contribution index)/2 * years of contribution * 1%.

2. Individual account pension

The amount stored in the individual account at the time of retirement ÷ the number of months of accrual corresponding to the individual's retirement age.

3. Transitional Pension

(Average monthly contribution salary indexed by the person himself/herself + average monthly salary of the employees working in the previous year at the time of retirement of the participating social security employees)÷2×accumulated years of contribution without the creation of the person's own account before December 31, 1995×1.3%.

Second, the elderly retired in 2021, the pension will rise?

Recently released "14th Five-Year Plan" mentioned that the domestic pension insurance system is about to usher in a more balanced and perfect change, the Central Committee of the twenty-third meeting pointed out that "on the promotion of the development of personal pensions," the case suggests that the pension insurance system may be entering an unprecedented, a new stage. brand new stage. According to the news released by major official media can also be seen, the document "enterprise employees basic pension insurance national coordination reform program" is about to be released, the vice president of the Chinese social security society has also made it clear that the country will implement this program from 2022. Then whether the pension will really rise, the following four points can be seen:

1, national laws and regulations can protect the pension rise.

2, the domestic economic situation is sizable.

3, China's social security fund income is higher than expenditure.

4, the national pension fund is relatively abundant.

Three, how much can the pension increase?

Currently, more than twenty areas in the country has been upwardly adjusted pensions, and some areas have already given part of the pension increase to the residents' personal accounts. It is understood that in 2021 China's pensions rose by an average of 4.5 percent, which is the seventeenth year of continuous pension increases, but also the units of retired workers for six years of upward pension adjustments.

Related reports say that next year, retiree pensions will usher in a mega change, the rate of increase of up to ten percent. Pension is the only dependence of most ordinary families after retirement, in order to make retired workers family life is guaranteed, whether this news is true or false, the pension will be increased.

Four, written in the end

Whether the pension will rise, for some people, especially some young people have not yet reached retirement age, they have not yet come to the consideration of pensions, but some have reached retirement age, or will soon reach the retirement age of the workers are currently struggling with this issue. The boat to the bridge is naturally straight, the pension is the security of retirees in their old age, the rise is expected, I believe that the pension in 2022 will usher in a new change, we do not have to be too anxious. If you are still confused and do not know how to buy the right insurance, you can go to a professional, excellent insurance broker to consult. Because professional insurance brokers will be a full range of assessment, according to your problems and needs tailored to the program, Baojun - has a professional and strong team of advisers, to match you with the most suitable for your exclusive adviser, on Baidu search "Baojun" to provide you with more professional advisers.