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New rules of medical insurance payment in Chongqing in 2022
1, residents' old-age insurance. If residents pay less than 15 years, they can make up to 15 years at one time, or they can choose not to make up;
2. Employee medical insurance. If the payment is less than 25 years, you can choose to extend the payment to 25 years or choose a one-time payment for 25 years, and you can enjoy lifelong medical insurance. Otherwise, you will stop the medical insurance relationship and you will not be able to enjoy the new medical insurance regulations.
3. Employee pension insurance. If the payment is less than 15 years, you can choose to extend the payment to 15 years. For those who participated in the employee pension before June 30th, 201/year, if the payment after the delay is less than 15 years, they can pay it in one lump sum to 15 years.
The social security lump sum payment standard is as follows:
1, residents' old-age insurance, one-time payment is generally based on the payment grade, according to the lowest, which may be several hundred yuan a year, plus dozens of late fees a year;
2. Employee medical insurance, the one-time payment fee is about 8% of the one-month medical insurance fee according to the medical insurance payment grade. The regulations in each region are different, so you can consult the local medical insurance bureau;
3, employee pension insurance, generally according to the local payment base of 70%, pay about 20% of the monthly fee.
Medical insurance is a policy and regulation implemented by a specific institution. What are the new rules for supplementary medical insurance? If an enterprise is unable to pay medical insurance in full due to financing difficulties, it may sign relevant supplementary agreements with the medical insurance collection department to pay medical insurance within a certain period of time.
Supplementary conditions of medical insurance:
When retirees retire, medical insurance must be paid for a certain number of years to make up. The actual payment period of medical insurance cannot be less than 5- 10 years, and employees can enjoy lifelong medical insurance benefits after retirement.
If the employee's medical insurance does not meet the relevant regulations after retirement, it is necessary to pay the difference in the payment period of medical insurance according to the then rate standard.
Supplementary materials for medical insurance:
1, employee file and endowment insurance manual;
2. Application Form for Paying Basic Endowment Insurance;
3, labor contract, salary payment schedule, etc. ;
4. Other relevant materials.
Medical insurance payment process:
1, the handling personnel of the unit bring the information to the collection window to handle the overdue entry procedures of medical insurance;
2, the employer in the form of payment to the social insurance agencies to pay;
3. With the payment invoice, the employer shall be signed and stamped with the official seal of the social security department in the Approval Form for the Basic Medical Insurance for Enterprise Employees in Beijing as the Payment Period;
4. The employing unit shall go to the medical insurance department to re-identify the deemed payment period of medical insurance with the official seal of the Examination and Approval Form for Determining the deemed payment period of basic medical insurance for enterprise employees in Beijing and related materials;
5. After the employer redefines the fixed number of years, it shall go through the formalities of on-the-job retirement.
Legal basis:
People's Republic of China (PRC) Social Insurance Law Article 4 Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
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