Beijing Social Security Card10.5 million. How much is the pension for 20 years?

Is the social security card mentioned here the balance of individual pension account? If so, the pension is calculated according to the following formula. First, the average monthly salary of enterprise employees in the city last year+the average indexed monthly salary before individual retirement /2? 20, and the second is the retirement age coefficient of 6.5438+0.5 million yuan (at age 50 1.95, at age 55 1.70, at age 60 1.39). The two parts add up to the pension you deserve.