How to inquire about the provident fund account and what is the use of housing provident fund?

With the improvement of China's employee security system, many units now pay employees five insurances and one gold. Needless to say, five insurances refer to social security and one gold refers to housing accumulation fund. Many people don't know their housing provident fund account number, so you must know the inquiry method of provident fund account number. So, how to check the provident fund account number? What is the use of housing provident fund?

How to inquire about the provident fund account number?

I can check my personal account number with the deposit unit or the original deposit unit of the provident fund, or I can bring the original ID card or social security card to the city, district and county provident fund business acceptance outlets for inquiry. You can also inquire through the following channels: log on to the website of the local housing provident fund management center; Bring my ID card and housing provident fund card to the office hall of the local housing provident fund management center for enquiry; Call the housing provident fund hotline 12329 and follow the voice prompts to make an inquiry.

What is the use of housing provident fund?

1, house purchase

The use of provident fund to buy a house is divided into the following two situations: loans. Provident fund loan is a common way to buy a house, and the interest of provident fund loan is much lower than that of commercial loan; Withdrawing the use of provident fund to buy a house can withdraw the provident fund to repay the principal and interest; In addition, if you don't need a loan in the process of buying a house, you can also take out the provident fund at one time.

Step 2 rent a house

If a friend is still renting a house, you can also withdraw the provident fund at this time to pay the rent. Tenants can apply for withdrawal of provident fund to pay rent and reduce the pressure of life. Provident fund can not only use rent or government rent subsidies to pay the rent of economic rental housing, but also pay the rent of market rental housing, so that you don't have to worry about rent anymore.

Step 3 decorate

Housing provident fund can also be used when we decorate, which many people may not be clear about. You can apply and consult in the housing provident fund management departments in various regions. Even if you can't buy a new house at present, decorating the existing house will give people a feeling of living in a new house. But whether it can be extracted according to the decoration depends on the specific policies of each region. It is suggested that friends in need can consult relevant departments in advance.

4. Treatment of major diseases

Family members suffering from major illness or major surgery hospitalization, I and my spouse can apply for withdrawal of housing provident fund.

5, low or poor can be extracted.

If it is a low-income household or a poor household, my spouse and I can apply for withdrawal of housing provident fund.

6, housing construction, renovation and overhaul

In rural collective land construction, renovation, overhaul of their own housing and the use of housing loans, in the month before the approval of the construction and repair of housing, apply for the withdrawal of the amount of housing provident fund, the total withdrawal shall not exceed the cost of construction and repair of housing.

The above content has already introduced all the information about how to inquire about the provident fund account and what the housing provident fund is used for. I hope I can bring you some help. Now everyone should know the specific purpose of housing provident fund, and you can try to use housing provident fund.