Retirement treatment of former private teachers

The relevant policies for the retirement benefits of former private teachers are as follows:

According to the relevant national policies, private teachers, like public teachers, can enjoy pension and medical insurance benefits under certain conditions. Specifically, private teachers who have taught in public schools for more than 0/5 years can enjoy the same pension and medical insurance benefits as public teachers.

In some areas, the local financial subsidy policy has been implemented to provide some pension and medical insurance subsidies for private teachers.

However, in practice, due to the huge number of private teachers, there are often differences and deficiencies in the implementation of relevant policies in various regions. In addition, some private teachers did not actively apply for and enjoy the relevant treatment because of their own conditions or lack of relevant understanding.

In order to better protect the rights and interests of private teachers and improve their pension and medical insurance benefits, we can reasonably determine the payment base and proportion of pension insurance to ensure that private teachers can enjoy their due pension insurance benefits. At the same time, establish a perfect transfer and connection mechanism of endowment insurance relationship to realize the cross-regional and cross-industry connection of endowment insurance relationship. Strengthen the publicity of private teachers' old-age security, improve their awareness of old-age security, and enhance their willingness to participate in insurance.

At present, the former private teachers have become full members at one time and received a pension of not less than 5,000 yuan for government agencies and institutions; Or pay social security in one lump sum and receive enterprise employee pension of no more than 2000 yuan; It is still a month's teaching allowance, 26 yuan each, and urban and rural residents' pension, less than 200 yuan a month. This is the current situation of private teachers' pension. In particular, some old teachers who have not turned positive and have no social security pension are most sorry, because the problem of providing for the aged has not been solved for a long time. So far, the standard of seniority allowance has not changed for many years. The older you get, the lower your physical function, and it is common to see a doctor. At this time, your money is often not enough, and I look forward to a considerable pension every month.

The old folk teachers are all over 65 years old, even 70 years old. At that time, I left my job or was dismissed for some reasons. But when I was on the job, I worked hard and cultivated talents while farming, which contributed to the education at that time. This is also a fact that cannot be ignored.

At present, most of the old teachers receive the urban and rural residents' pension 100 yuan or more every month, and there are one or two hundred yuan of teaching experience subsidies, that is, two or three hundred yuan of pension benefits. Even living in the countryside, this money is not enough for the elderly. The current demand for providing for the aged is no longer a one-time payment of 15 social security, nor is it a one-time transfer to formal teachers. These have no policy basis and hope is slim. There are two most realistic needs. One is to establish a growth mechanism of seniority allowance, which can refer to the adjustment of other pension benefits and increase seniority allowance regularly; The second is to issue additional pensions on a monthly basis. For example, it is estimated that in 2023, 700 yuan will issue additional pensions on a monthly basis.

To sum up: the importance of providing for the aged is becoming more and more prominent. For former private teachers, the present situation and demand of providing for the aged are urgent problems to be solved. Although it is a useful suggestion to issue 700 yuan pension on a monthly basis, it may face many challenges and obstacles in the process of implementation.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 15

The basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.