The social security card is activated, but the balance of the medical insurance account is 0.

The reason why the social security card has been activated, but the balance is still zero is because: generally, the social security card has two accounts, one is a financial account and the other is a medical account, and the money in these two accounts is separate, so it is of course necessary to inquire separately when inquiring. Generally, after activation, the medical insurance account will have money to use, while the financial account will only have money if it is a financial account, so it is zero. The social security paid by the company is in the personal medical insurance account, which is relatively rich. You can check the personal medical insurance account balance of the new social security card at the medical insurance institution or online.

Therefore, the balance of medical insurance personal account is inquired through social security personal account, so don't be confused. The common sense of the insured is that as long as the social security is paid, there will be funds in the account, which is actually not the case. Among them, flexible employees pay social security according to the minimum payment base, and do not set up personal accounts for medical insurance; Moreover, some areas pay according to the minimum payment base, even if it is employee social security, there is no personal account for medical insurance.

How to check account balance with social security card?

1. You can enter the password at the bank counter to check the personal account balance of the medical insurance account. However, it should be noted that many social security cards can only be activated when they are first issued, and the inquiry password can only be set after the bank counter is activated. If you forget to check the password, you can reset it at the bank counter;

2. You can call the social security service center or call the social security customer service phone to check the personal account balance. Log in to the website of the local social security bureau, or check the local social security customer service phone number on the social security bureau APP. Generally, you can check the balance of the medical insurance account. In addition, you can also view the details of the payment ratio and base over the years;

3. Hospitals and pharmacies in some areas can also check the balance of personal medical insurance accounts.

Legal basis:

Article 58 of the Social Insurance Law of People's Republic of China (PRC) * * * The employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.

Article 57 An employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate.

Where the social insurance registration items of the employing unit are changed or the employing unit is terminated according to law, it shall, within 30 days from the date of change or termination, go to the social insurance agency to handle the change or cancellation of social insurance registration.

The market supervision and management department, the civil affairs department and the organization management organ shall promptly inform the social insurance agency of the establishment and termination of the employing unit, and the public security organ shall promptly inform the social insurance agency of the birth, death, household registration, migration and cancellation of the individual.