Job Recruitment Website - Social security inquiry - What does supplementary insurance mean?
What does supplementary insurance mean?
Supplementary medical insurance is the legendary commercial supplementary medical insurance.
The principle of reimbursement is consistent with the local basic medical insurance: the scope of drugs, the scope of hospitals and claims are consistent.
Social security has a deductible and reimbursement ratio, so there are two parts of the money that social security can't report. One is the money below the deductible line (Beijing outpatient social security deductible line 1800 yuan). Second, the remaining part after social security reimbursement (70% above 1800, then the remaining 30% social security is ignored), then commercial supplementary insurance is to reimburse the expenses that social security cannot report. In other words, keep your deductible low and your reimbursement rate high. In a word, "there are more expenses that can be reimbursed!"
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