How many years do I have to pay social security to get a pension?

You have to pay 15 years of social security to get a pension.

Social security must be paid cumulatively for 15 years, and pension can only be received after retirement. If the social security has not been paid for 15 years, you can choose to extend the payment period to 15 years. If the payment is still less than 15 years after the extension of 5 years, you can also choose to pay in one lump sum until it reaches 15 years, and then you can enjoy the pension insurance benefits. When reaching the statutory retirement age, people who have paid 15 years can receive the basic pension on a monthly basis. The calculation of the basic pension will take into account factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population and so on.

Social security payment conditions for receiving pension:

1. Individuals participate in basic old-age insurance;

2. The accumulated payment period reaches 15 years;

3. Reach the statutory retirement age.

To sum up, in order to receive a pension, an individual needs to meet three conditions: to participate in the basic old-age insurance, the accumulated payment period should reach 15, and reach the statutory retirement age. If the social security has not been paid for 15 years, the individual can choose to extend the payment period to 15 years, or pay it in one lump sum to 15 years.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.