Why does social security often raise prices?

The annual adjustment of the social security payment base by the government is mainly based on the average income growth rate of employees in the previous year. Social security is to "sacrifice" immediate interests to ensure future happiness. Considering the rising prices in a few years, if social security contributions are not adjusted for a long time, young people will get very little pension after retirement, which will be a far cry from civil servants who provide financial support to the elderly. From this analysis, it is necessary for the government to appropriately increase the payment base every year.

However, the necessity at the macro level is specific to individuals and may not be fair and reasonable. The annual "price increase" of social security leads to the decline of the real income and living standards of the poor, which should not be underestimated. At present, there are two defects in the "one size fits all" social security payment base. First of all, the adjustment of social security is mainly based on the wage growth rate, which cannot truly reflect the income of all workers. For example, in 2009, the average annual salary of employees in state-owned enterprises was 35,053 yuan, an increase of 13. 1% over the previous year, while the average annual salary of employees in private enterprises was 18 199 yuan, which was 48% lower than that of state-owned enterprises. Social security adjusts the payment base according to the average social wage, and "abducts" the income of state-owned enterprises and private enterprises indiscriminately, and then "averages", resulting in the salary of private enterprises being "raised" and having to pay more.

Secondly, the pension is to eat, drink and make the payer uneasy. According to media reports, China's social security personal account "empty account" accumulated more than 1.3 trillion yuan. At present, the old-age insurance for employees pays wages to retired employees. This situation of "borrowing" pensions has lasted for 10 years, which makes young people quite worried. What will happen to them when they get old?

I think: the price increase of social security should take into account the practical difficulties of low-income people, treat them differently, and take care of the finances. For example, when the actual salary of low-income people after paying social security is lower than the local minimum wage, the difference should be subsidized by the government. The government should not only pay for public servants who eat financial meals for free, but also give back to those who pay the most taxes for the national finance.