The company opened a social insurance account in Jiangning. Can the company open another social insurance account in Nanjing?

The difference of social security between Nanjing and Jiangning and its influence on individuals.

1, institutional nature:

Nanjing Social Security Office and Jiangning Social Security Office are two completely independent administrative agencies, and they have no affiliation. The relationship between Nanjing and Jiangning is equivalent to that between Nanjing and Shanghai, both of which are from other places.

2. Social security transfer:

People who pay social security in Nanjing are transferred to Jiangning, and only the endowment insurance in social security can be transferred. Medical insurance, unemployment insurance, maternity insurance, serious illness and industrial injury insurance cannot be transferred, but can only be invalidated, starting from scratch after Jiangning; On the contrary, it is the same to transfer from Jiangning to Nanjing, and only the endowment insurance can be transferred.

3, medical insurance card use system:

The medical insurance card is not universal on both sides, so it can be used anywhere. Employees insured in Jiangning District can only be hospitalized in Jiangning District, and those in Nanjing can only be used in Nanjing. If the employee's company has a medical reimbursement welfare system, the non-universal medical insurance card will not have much impact on the individual employee. If the employee's company does not have a medical reimbursement welfare system, it will have a great impact on Nanjing registered employees who are insured in Jiangning.

4. Retirement:

(1), retirement pension, Jiangning according to Jiangning coefficient, Nanjing according to Nanjing coefficient. Nanjing household registration personnel who are insured in Jiangning until retirement shall be paid according to Jiangning coefficient, and Jiangning household registration personnel shall be paid according to Nanjing coefficient.

(2) Retirement medical insurance cards can only be used in Jiangning, and those who are insured in Nanjing can only be used in Nanjing. Personal medical insurance cards can only be used in Jiangning if Nanjing household registration personnel are insured until retirement. If they want to use it in Nanjing, the only way is to apply for old-age medical insurance in Nanjing again after retirement, which is of great significance to personal influence.

5, the national social security unification:

At present, there is no official information about the national social security unification or the social security unification of Nanjing and Jiangning.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.