What is the effect of CPF disconnection for one month? What happens if you break your EPF payment

What is the impact of a one-month break in EPF contributions?

Generally speaking, a one-month break in EPF payment does not have much impact and it is possible to make up for it. However, if an employee is hired by a new unit at a time that coincides with the month in which he or she previously left the company, then the continuity of contributions can be achieved through retroactive contributions. In addition, taking into account the employee's personal account sealing transfer and transfer to the merger may be delayed.

So in practice, within one or two months of the break are allowed to make up contributions, make up contributions to provide labor contracts or social security account vouchers. However, it should be noted that when applying for a provident fund loan, you need to make continuous payment for six months or more than one year before you can apply.

Overall. Provident fund break a month is not a big problem, find a new unit in time to make up the payment on the line, but the provident fund break don't be too long, this will affect the application for provident fund loans, and the amount of provident fund loans will be affected, in addition to the provident fund long term break will also make the provident fund account blocked, and provident fund withdrawals are restricted. If you do not find a new employer to make up for the housing fund within 3 months, you can help pay the social security and provident fund through a specialized HR company.