How to withdraw the money from the social security passbook?

Social security cards generally have two accounts, one is a social security account and the other is a financial account, and the money in the social security account cannot be withdrawn. If the financial account is used to pay pensions, maternity allowances, unemployment benefits and other benefits, you can withdraw the money directly. Workers can also surrender their insurance and refund their money under the following circumstances: they have gone through the formalities of going abroad to settle down and their household registration has been cancelled by the domestic public security organs; The insured has reached retirement age and has not paid the fee 15 years; Others.

legal ground

Article 14 of the Social Insurance Law of People's Republic of China (PRC)

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.