Shaanxi endowment insurance payment standard 2023

In 2023, Shaanxi endowment insurance payment standards are as follows:

1. Endowment insurance for urban and rural residents: at present, it is set at 100 yuan per year, and 1000 yuan, 1500 yuan and 2000 yuan in 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan and 900 yuan. The insured person chooses his own grade to pay, and if he pays more, the severely disabled person will be determined according to 100 yuan per year.

2. Employee pension insurance: the payment ratio is 0/6% for the employer/kloc and 8% for the individual. The upper limit of the individual contribution base of the unit employees is 24,429 yuan, and the lower limit is 4 173 yuan. The unit payment base is determined according to the unit affiliation and fund revenue and expenditure channels.

Shaanxi endowment insurance payment standard is formulated according to relevant national policies and local actual conditions. The payment standard of endowment insurance for urban and rural residents is set to multiple grades, and the insured can choose the appropriate grade to pay according to their own economic ability and needs. According to different units and individuals, the contribution ratio of employee pension insurance is also different, and both units and individuals need to pay in accordance with the prescribed ratio. The Social Insurance Law of People's Republic of China (PRC) stipulates that employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

To sum up, Shaanxi pension insurance payment standard is formulated according to relevant national policies and local actual conditions, aiming at protecting the pension rights and interests of the majority of insured persons. Both urban and rural residents and workers need to pay fees according to the prescribed standards. At the same time, People's Republic of China (PRC) Social Insurance Law and other relevant laws and regulations also provide legal protection for the implementation of the old-age insurance system.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 15

The basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.