What should I do if Shenzhen's unpaid social security 15 reaches retirement age?

Shenzhen social security has not been paid 15, and the solution is as follows:

1, apply for delayed retirement and continue to pay social security until the payment reaches 15 years, and then you can receive a monthly pension;

2. Transforming social security into new rural social endowment insurance or urban residents' social endowment insurance;

3. Pay social security in one lump sum 15 years.

There are two ways to pay endowment insurance:

1, individual payment: unpaid due to personal reasons, such as unemployment or transfer of two units. It is paid by the individual to the individual pension insurance company in the overall planning area where the account is located. The payment standard is based on the average social wage of the year, and the proportion is18%;

2. Company repayment: If the payment is delayed or missed due to company reasons, the company shall repay it. Calculated according to the average social wage and proportion of the year.

To sum up, if an individual is employed across the overall planning area, his basic old-age insurance relationship will be transferred with him, and the payment period will be calculated cumulatively. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council. If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund. If an individual is employed across the overall planning area, his basic old-age insurance relationship will be transferred with him, and the payment period will be calculated cumulatively. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.