How to operate the medical insurance suspension?

How to deal with social security suspension?

1. Search the browser for official website, the local social security department, and click Enter.

2. After entering, enter the company's user name and login password, and select the company in the login type, otherwise you cannot log in.

3. After logging in successfully, query the personal information of the resigned employee, set the social security payment status of the employee to stop paying, and delete the employee information.

4. It should be noted that if an employee resigns, he can go through the formalities that month, and will not pay the social security fund next month, but will still pay it that month.

Consequences and procedures of suspending social security:

The cumulative payment period must be more than 15 years, otherwise you can't enjoy pension benefits. Although the accumulated payment period exceeds 15 years, you can enjoy pension benefits, but the longer the payment period, the more the payment amount, and the more pensions in the future, and vice versa.

If social medical insurance cannot be added together, there will be a waiting period of six months after the interruption. Medical insurance has a three-month buffer period, which means that it can be paid in three months and can be calculated cumulatively. Otherwise, the payment period needs to be recalculated, and you can't enjoy the reimbursement treatment, instead of the so-called "void".

Go through the formalities of stopping medical insurance.

Workers only need to hold their ID card and social security card to the service hall of the social security bureau of the insured place to apply for suspension of individual endowment insurance and medical insurance self-payment, and then declare the original social security number to the unit. The social security staff of the unit will help you with the social security renewal procedures from the next month, which will not affect the accumulated payment period of employees.

Pension insurance must be paid at least 15 years, and you can enjoy pension for life until retirement. If you are a male, it is exactly 15 years from now to retirement, which can guarantee that you will receive a monthly pension after retirement. If you are a female (retired at the age of 50 or 55) and haven't paid 15 years by the time of retirement, you can apply for an extension of retirement to pay the unexpired years. After the formal retirement formalities, your monthly pension will not be affected. If you don't want to postpone retirement, you can also choose to pay in one lump sum.

Medical insurance men have to pay for 30 years and women have to pay for 25 years before they can enjoy medical insurance benefits after retirement (the payment period of medical insurance here includes two pieces, one is regarded as the payment period, which is related to the length of service, and the other is the actual payment period, that is, the actual payment period, which is generally at least 10 year. The actual payment period and the recognized payment period add up to 30 years for men and 25 years for women. If the minimum payment period is not reached at the time of retirement, the insured person can enjoy the basic medical insurance benefits for retirees after making up the basic medical insurance premium in poor months at one time based on the average monthly salary of employees in this city in the previous year.

legal ground

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.