What is the difference between rural social endowment insurance and rural residents' endowment insurance?

The difference between new rural social endowment insurance and urban residents endowment insurance;

Difference 1: time of system implementation

The new rural social endowment insurance was implemented from 20 10 10 1; Social endowment insurance for urban residents was implemented from July 20 1 1 year to July 1 year.

Difference 2: conditions for participation in insurance

The object of the new rural endowment insurance is rural residents who have rural household registration in the county, have reached the age of 16 (excluding students at school) and have not participated in the basic endowment insurance for urban workers. According to the first paragraph of Article 2 ofNo. [20 1 1]No. 156 issued by the four governments, the social endowment insurance for urban residents is for non-employed urban residents who have household registration in the county, are over 16 years old (excluding students at school) and do not meet the basic endowment insurance conditions for employees.

Difference 3: payment level

The payment standard of the new rural insurance insured is set at 100 yuan per year, which is divided into 8 grades in 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan and 800 yuan. The payment standards for urban residents to participate in social endowment insurance are set at 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1200 yuan, 1600 yuan and1per year. Both types of insured persons pay their own fees by choosing their own grades. If they pay more, they will be paid in one lump sum within a natural year after the payment grades are determined.

Difference 4: government subsidies to special groups

New rural insurance:

(1) The severely disabled persons who belong to Grade II or above (including Grade II) and participate in rural social endowment insurance shall be withheld and remitted by the county-level finance according to 50% of the minimum payment grade, and the severely disabled persons who enjoy the minimum living allowance in rural areas (Grade II or above) shall be paid in full by the county-level people's government according to the minimum personal payment grade standard;

(2) The rural residents of one-child households and two female ligation households pay insurance premiums, and the county people's government will subsidize them at the lowest level of 10%;

(3) During the period of compulsory military service, the county people's government shall pay in full according to the lowest level of individual contributions.

Urban housing insurance:

(1) The county government pays 50% of the minimum payment level for severely disabled people and families with multiple disabilities who are above Grade II. To enjoy the urban minimum living allowance for severely disabled people (two or more) and families with multiple disabilities, the county people's government shall pay in full according to the minimum personal payment grade standard;

(2) The county people's government shall give subsidies to the urban residents of the one-child family who pay insurance according to the lowest payment grade 10%;

(3) During the period of compulsory military service, the county people's government shall pay in full according to the lowest level of individual contributions.

The new rural social endowment insurance and urban residents' endowment insurance can be converted.

DecreeNo. Ministry of Human Resources and Social Security 13 promulgated "Several Provisions on Implementing the Social Insurance Law of People's Republic of China (PRC)". Article 3 clearly stipulates:

Individuals who participate in the basic old-age insurance for employees who have paid less than 15 years after reaching the statutory retirement age can apply for the new rural social endowment insurance or urban social endowment insurance where their household registration is located and enjoy the corresponding old-age insurance benefits.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.