What does personal social security include?

Social security paid by ordinary individuals includes basic old-age insurance, basic medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, which are collectively referred to as five insurances and are national statutory insurance. If you apply for social security payment as a freelancer, you can choose two or three items, such as endowment insurance and medical care. If a woman suggests, you should choose maternity insurance. If the company pays collectively, then all five risks must be paid.

Social insurance purchased by individuals includes basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance, which guarantees citizens' right to get material help from the state and society in accordance with the law in cases of old age, illness, industrial injury, unemployment and maternity. Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

How much risk do you have to pay for your social security?

Pay social security and pay five insurances yourself. Social security paid by ordinary individuals includes basic old-age insurance, basic medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, which are collectively referred to as five insurances and are national statutory insurance. If you apply for social security payment as a freelancer, you can choose two or three items, such as endowment insurance and medical care. If a woman suggests, you should choose maternity insurance. If the company pays collectively, then all five risks must be paid.

To sum up, social security includes:

1. Old-age insurance can guarantee the basic needs of the elderly. Pay enough 15 and above, reach the legal retirement age, and receive monthly pension benefits;

2. Unemployment insurance can provide material help for workers who temporarily lose their livelihood because of unemployment;

3, medical insurance, the average individual only bears 40% of the medical expenses, and 60% is borne by the medical insurance department;

4. Industrial injury insurance is generally paid by the unit. You can enjoy a certain proportion of reimbursement for work-related accidents during work;

5, maternity insurance, general male workers should also participate in maternity insurance. Before giving birth to a child, as long as the payment is continuous 12 months or more, you can enjoy partial expense reimbursement.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 57 An employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate.