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Procedures for foreigners to seek medical treatment in Shanghai
Foreigners seeking medical treatment in Shanghai need to apply for a medical insurance referral certificate at the local social security bureau or hospital. When you apply for a certificate, you need to prepare your ID card, social security card, materials needed for this visit, and medical records. After the certificate is completed, you can bring relevant certificates and medical records to the designated hospital for registration. Foreigners can choose to go to cooperative hospitals or designated hospitals, and the list of designated hospitals can be inquired at the local social security bureau. If foreigners do not participate in social security or social security is not in Shanghai, they need to pay their own expenses or buy commercial medical insurance. When purchasing commercial medical insurance, we should pay attention to whether the insurance company has cooperation with Shanghai to ensure that it is within the medical insurance coverage of Shanghai. It should be noted that foreigners need to know about local medical insurance policies, medical expense reimbursement standards, medical treatment procedures and other related matters before seeing a doctor, so as to avoid unnecessary troubles or expenses.
What are the restrictions for foreigners to buy commercial medical insurance in Shanghai? Foreigners buying commercial medical insurance in Shanghai need to meet the requirements and policies of insurance companies. Generally speaking, you need to provide ID cards, health certificates and other related information, and you also need to pay a certain premium. In addition, some commercial insurance may restrict age, occupation, past medical history, etc. The specific situation needs to be understood according to the requirements and policies of the insurance company.
Foreigners in Shanghai need to apply for medical insurance referral certificate first, and bring relevant documents and medical records to cooperative hospitals or designated hospitals for treatment. Those who do not participate in social security need to pay their own expenses or buy commercial medical insurance, and must abide by local medical insurance policies and relevant regulations. It is suggested that foreigners should fully understand local policies and procedures before seeing a doctor in order to obtain better medical security and services.
Legal basis:
Article 23 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premium according to the provisions of the state. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations. Article 24 The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council. Article 25 The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government. Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.
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