Difference between urban and rural residents and urban workers

Urban workers refer to residents who have an urban household registration and a stable income and do not rely on the land for their survival, while urban and rural residents include both urban and rural residents. Urban workers and urban and rural residents mainly differ in social security:

The social security of urban workers is paid by the enterprise and the employees at a certain percentage **** the same. Social security for urban and rural residents consists of individual contributions, collective subsidies and government subsidies, and the standard of contributions is divided into 12 grades. The calculation of the two pensions is also different, and the urban and rural residents' pension insurance is lower.

Extended information:

First of all, the concept of the two is different, urban workers refers to the residents who have an urban household registration and have a stable income and do not rely on the land to survive, and the urban and rural residents include urban and rural residents. In the past, in the planned economy, urban workers referred to residents who had an urban household registration and enjoyed the right to food, oil, meat and other rations, as well as the right to be recruited, i.e., residents with a quantitative urban household registration, also referred to as "citizens". If they work in industrial or mining enterprises, they are called "urban workers".

Secondly, there is a difference between urban workers and urban and rural residents in terms of social security, which is paid for by both the enterprise and the employee*** and includes pension insurance, unemployment insurance, work injury insurance, medical insurance, and maternity insurance. Social security for urban and rural residents combines the new rural social pension insurance and social pension insurance for urban residents, including the basic pension insurance system for urban and rural residents, the basic medical insurance system for urban and rural residents, the system of major disease insurance, unemployment, and the system of industrial injury insurance. The social security personal accounts of urban workers include the principal amount of contributions for the current year.

Interest generated from the principal of the current year. The interest generated from the accumulated savings in previous years. Urban and rural residents' social security personal account each participant to establish a lifelong record of pension insurance personal account, personal contributions, local people's government contribution subsidies to participants, collective subsidies and other social and economic organizations, public welfare and charitable organizations, individual contributions to the participant's financial support, all credited to the personal account. The amount stored in the individual account is subject to interest accrual in accordance with state regulations. The calculation of the two pensions is also different, in which the urban and rural residents' pension insurance is lower.